U.S. Real Estate Markets
Federal data on rates, supply, and housing across all 100 published U.S. metros. Sourced from FRED, Census, BLS, HUD, FHFA, and IRS.
MACRO DASHBOARD
Current values
MORTGAGE SPREAD
30yr mortgage − 10Y Treasury
2.04 pp
6.37% − 4.33%
Elevated · hist. ~1.7pp
FRED · MORTGAGE30US / DGS10 · Apr 8, 2026
INFLATION · CPI YoY
All Urban Consumers
2.4%
Near 2% Fed target
FRED · CPIAUCSL · Jan 31, 2026
RENT INFLATION · CPI YoY
Rent of Primary Residence
2.4%
Cooling from 2.5% prior month
FRED · CUSR0000SEHA · Jan 31, 2026
MONTHS OF SUPPLY
New homes inventory
9.7 mo
Buyer's market · >6 mo
FRED · MSACSR · Dec 31, 2025
5-year range
30yr Mortgage
6.37
Housing Starts
1487.00
Unemployment
4.30
Case-Shiller HPI
326.61
Fed Funds
3.64
INTERACTIVE MAP
Explore by state
United States
51 jurisdictions · 384 metros
Median home
$405,300
Price/Income
3.43x
Cap rate
4.4%
Unemployment
4.3%
Permits/1k
3.5
Migration
0.0%
30yr mortgage
6.37%
Fed funds
3.64%
Homeownership
65.7%
Hover any state to preview its metricsTap any state to see its metrics
METRO EXPLORER
Top-performing metros across 6 investor lenses
| # | Metro | Population | Region | 5yr price growth |
|---|---|---|---|---|
| 1 | Atlantic City-Hammonton, NJ | 0.3M | Northeast | 84.4% |
| 2 | Knoxville, TN | 0.9M | South | 77.4% |
| 3 | Johnson City, TN | 0.2M | South | 75.6% |
| 4 | Sebring-Avon Park, FL | 0.1M | South | 74.3% |
| 5 | Lewiston-Auburn, ME | 0.1M | Northeast | 73.9% |
| 6 | Kingsport-Bristol, TN-VA | 0.3M | South | 73.7% |
| 7 | Jackson, TN | 0.2M | South | 73.0% |
| 8 | Savannah, GA | 0.4M | South | 72.8% |
| 9 | Brunswick, GA | 0.1M | South | 72.5% |
| 10 | Fayetteville-Springdale-Rogers, AR | 0.6M | South | 71.7% |
STATE EXPLORER
All 51 states ranked by investor metrics
| # | State | Metros | Region | median home value |
|---|---|---|---|---|
| 1 | Alabama | 12 | South | $213,737 |
| 2 | Alaska | 2 | West | $344,056 |
| 3 | Arizona | 7 | West | $369,526 |
| 4 | Arkansas | 6 | South | $209,222 |
| 5 | California | 26 | West | $762,126 |
| 6 | Colorado | 7 | West | $531,234 |
| 7 | Connecticut | 4 | Northeast | $377,179 |
| 8 | Delaware | 1 | South | $290,600 |
| 9 | District of Columbia | 1 | South | $553,000 |
| 10 | Florida | 22 | South | $337,180 |
DATA SOURCES
Every value on this page traces to a federal source. The table below shows the latest period and refresh date for each upstream data source — sources flagged as overdue have not been refreshed within their expected cadence window.
| Source | Latest period | Last refresh |
|---|---|---|
| FHFA · House Price Index | Q4 2025 | Apr 6, 2026 |
| Census · Building Permits Survey | Mar 2026 | Apr 6, 2026 |
| IRS · SOI Migration | 2022 | Apr 8, 2026 |
| HUD · Fair Market Rents | 2026 | Apr 9, 2026 |
| FRED · Federal Reserve | Apr 8, 2026 | Apr 9, 2026 |
| BLS · LAUS / CES | Jan 2026 | Apr 9, 2026 |
| Census · ACS 5-Year | 2023 | Apr 9, 2026 |
Snapshot Apr 9, 2026 · hash db5829c77827
A measure of single-family house price movements. FHFA and Case-Shiller are the two main indexes used by investors.
Read definition →Net operating income divided by property value. A quick first-pass yield estimate — higher means more income relative to price.
Read definition →Median home value divided by median household income. Measures how affordable a market is relative to local earnings.
Read definition →HUD's estimate of what a household should expect to pay for a modestly priced rental. Updated annually by metro.
Read definition →A geographic region defined by the Census Bureau around a core urban area. The unit of analysis for most federal housing data.
Read definition →The difference between people moving into and out of an area. Positive net migration signals growing demand for housing.
Read definition →