Terms Starting with R
211 terms
Loan-to-ARV Ratio
Loan-to-ARV Ratio is a financial analysis concept that describes a specific aspect of how real estate transactions, analysis, or operations work in the context of financing deals.
Loan-to-Value Ratio
The ratio of a loan amount to a property's appraised value, expressed as a percentage — a 75% LTV on a $200,000 property means a $150,000 loan and $50,000 in equity.
Operating Expense Ratio
The operating expense ratio (OER) is operating expenses as a percentage of gross rental income—a benchmark for how efficiently a property is run and how much NOI is left.
Preferred Return
Preferred Return is a financial analysis concept that describes a specific aspect of how real estate transactions, analysis, or operations work in the context of syndication deals.
Price-to-Rent Ratio
The price-to-rent ratio is the ratio of a property's price to its annual gross rental income—similar to gross rent multiplier (GRM); used to screen markets and compare rent affordability.
REIT (Real Estate Investment Trust)
A REIT is a company that owns and operates income-producing real estate. It must distribute at least 90% of taxable income to shareholders as dividends. That lets you invest in property without buying buildings yourself.
REIT Dividend
REIT Dividend is a financial analysis concept that describes a specific aspect of how real estate transactions, analysis, or operations work in the context of passive real estate investing deals.
REIT Types
REIT Types is a investment strategy concept that describes a specific aspect of how real estate transactions, analysis, or operations work in the context of passive real estate investing deals.
REO (Real Estate Owned)
REO (Real Estate Owned) is a market analysis concept that describes a specific aspect of how real estate transactions, analysis, or operations work in the context of market research location analysis deals.
RESPA
RESPA is a legal strategy concept that describes a specific aspect of how real estate transactions, analysis, or operations work in the context of financing deals.
ROI by Renovation Type
ROI by Renovation Type is a deal evaluation concept that describes a specific aspect of how real estate transactions, analysis, or operations work in the context of value add renovations deals.
RUBS (Ratio Utility Billing System)
RUBS (Ratio Utility Billing System) is a property management concept that describes a specific aspect of how real estate transactions, analysis, or operations work in the context of small multifamily investing deals.
Radon
Radon is a legal strategy concept that describes a specific aspect of how real estate transactions, analysis, or operations work in the context of value add renovations deals.
Rate Buydown
A rate buydown is an upfront payment — typically in the form of discount points — that reduces the interest rate on a mortgage, either temporarily for the first few years or permanently for the life of the loan.
Rate Cap
Rate Cap is a real estate lending concept that describes a specific aspect of how real estate transactions, analysis, or operations work in the context of real estate investing deals.
Rate Inheritance
Rate inheritance is the strategy of acquiring a seller's existing below-market mortgage through a loan assumption, effectively inheriting their interest rate as a financial asset.
Rate Lock
A rate lock is an agreement with a lender to freeze the mortgage-rate for a set period—typically 30–60 days—protecting the borrower from mortgage-rate increases before closing when interest-rate-cycle or federal-funds-rate is rising.
Rate Sheet Pricing
Rate sheet pricing refers to the internal wholesale rate schedules that lenders receive daily from secondary market investors, showing the true cost of funds — and understanding these sheets reveals how much markup your lender is charging.
Rate Shock Bulletproofing
Rate shock bulletproofing is a set of portfolio management strategies designed to protect rental property cash flow from the impact of rising interest rates, particularly when adjustable-rate or short-term fixed mortgages reset to higher rates.
Rate Shock Recovery
Rate Shock Recovery describes the process by which real estate markets adjust and normalize after a rapid increase in interest rates, including the phases of initial disruption, market recalibration, and eventual recovery of transaction volume, affordability, and price growth.
Rate-and-Term Refinance
A rate-and-term refinance replaces your existing mortgage with a new one that changes the interest rate or loan term—but not the principal balance—and does not provide cash to the borrower.
Real Estate Agent
A real estate agent is a licensed professional who represents buyers or sellers in property transactions, with access to the MLS, market data, and negotiation expertise.
Real Estate Attorney
Real Estate Attorney is a legal strategy concept that describes a specific aspect of how real estate transactions, analysis, or operations work in the context of building your team deals.
Real Estate Broker
A real estate broker is a licensed professional who has completed additional education and experience beyond a sales agent license, qualifying them to operate their own brokerage firm, supervise agents, and handle transactions independently. Every real estate agent must work under a broker; a broker can work independently or manage a team.