Santa Maria-Santa Barbara, CA · California

Santa Barbara County

ZIP 93101

443,975 residents775 permits TTM$95,977 median HHI24 ZIP codesUpdated April 16, 2026
Investor first look

Median home value

$735,700

ACS 5-Year

Cap rate proxy

3.3%

FMR × 0.65 ÷ Home Value

Rent-to-income

25.6%

HUD FMR ÷ ACS HHI

Net migration

+1.29%

IRS SOI

Permits (TTM)

775

Census BPS

Climate risk

99.0

FEMA NRI (0–100)

ZIP 93101

Median home value

Gross yield

Buy Box score

0.0

Section 8 gap

Affordability

P/I: 14.8R/I: 38.9%

Section 8 detail

SAFMR: Rent: Gap:
ZIP code breakdown24 ZIP codes
ZIPMedian home valueRent (FMR 2BR)Gross yieldCap rateRent gap
934275.6%
934555.1%
934544.6%
934344.5%
934364.3%
93013$1,441,077$3,5202.9%4.1%-38.5%
934583.9%
934633.4%
931173.3%
930673.3%
931063.3%
932543.3%
934293.3%
934373.3%
934403.3%
934413.3%
931032.8%
931012.6%
931112.6%
931052.5%
934601.4%
931101.3%
931091.1%
931080.5%

Sort by any column. Click a ZIP for detail. Rent gap: green = HUD FMR above market rent.

Demographics

Owner-occupied

52.9%

Census ACS

Vacancy rate

6.8%

Census ACS

Bachelor's degree +

35.9%

Census ACS

Rent burdened

53.8%

Census ACS (>30% income)

Median age

34.5

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026