Santa Maria-Santa Barbara, CA · California
Santa Barbara County
443,975 residents775 permits TTM$95,977 median HHI24 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$735,700
ACS 5-Year
Cap rate proxy
3.3%
FMR × 0.65 ÷ Home Value
Rent-to-income
25.6%
HUD FMR ÷ ACS HHI
Net migration
+1.29%
IRS SOI
Permits (TTM)
775
Census BPS
Climate risk
99.0
FEMA NRI (0–100)
ZIP code breakdown24 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate | Rent gap |
|---|---|---|---|---|---|
| 93434 | — | — | — | 4.5% | — |
| 93254 | — | — | — | 3.3% | — |
| 93427 | — | — | — | 5.6% | — |
| 93455 | — | — | — | 5.1% | — |
| 93013 | $1,441,077 | $3,520 | 2.9% | 4.1% | -38.5% |
Ranked by composite score
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Demographics
Owner-occupied
52.9%
Census ACS
Vacancy rate
6.8%
Census ACS
Bachelor's degree +
35.9%
Census ACS
Rent burdened
53.8%
Census ACS (>30% income)
Median age
34.5
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026