San Antonio-New Braunfels, TX · Texas

Bandera County

ZIP 78055

21,589 residents1 permits TTM$69,703 median HHI6 ZIP codesUpdated April 16, 2026
Investor first look

Median home value

$249,800

ACS 5-Year

Cap rate proxy

6.9%

FMR × 0.65 ÷ Home Value

Rent-to-income

17.2%

HUD FMR ÷ ACS HHI

Net migration

+2.41%

IRS SOI

Permits (TTM)

1

Census BPS

Climate risk

66.7

FEMA NRI (0–100)

ZIP 78055

Median home value

$367,734

Gross yield

3.7%

Cap rate

3.3%

Rent gap

10.9%

Affordability

P/I: 5.3R/I:

Section 8 detail

SAFMR: $1,120Rent: $998Gap: 12.2%
ZIP code breakdown6 ZIP codes

Numbers repeat across most ZIPs in this county

ZIP-level home-value data isn't published for rural areas. Federal sources (Census ACS, HUD non-metro FMR) are available at the county level only, so home-value, cap-rate, and rent-gap numbers use the county estimate for every ZIP in the county.

ZIPMedian home valueRent (FMR 2BR)Gross yieldCap rateRent gap
78883$249,800county est.$1,1405.5%4.8%12.5%
78063$302,404$1,4105.6%4.0%29.2%
78884$249,800county est.$1,0905.2%4.8%8.4%
78885$249,800county est.$1,0405.0%4.8%4.0%
78003$327,342$1,1404.2%3.7%12.5%

Ranked by composite score

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Demographics

Owner-occupied

86.2%

Census ACS

Vacancy rate

22.3%

Census ACS

Bachelor's degree +

25.5%

Census ACS

Rent burdened

28.6%

Census ACS (>30% income)

Median age

53.4

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026