San Antonio-New Braunfels, TX · Texas
Bandera County
ZIP 78003
21,589 residents1 permits TTM$69,703 median HHI6 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$249,800
ACS 5-Year
Cap rate proxy
6.9%
FMR × 0.65 ÷ Home Value
Rent-to-income
17.2%
HUD FMR ÷ ACS HHI
Net migration
+2.41%
IRS SOI
Permits (TTM)
1
Census BPS
Climate risk
66.7
FEMA NRI (0–100)
ZIP 78003
Median home value
$249,800
Gross yield
5.5%
Buy Box score
0.3
Section 8 gap
14.2%
Affordability
P/I: 4.7R/I: —
Section 8 detail
SAFMR: $1,140Rent: $998Gap: 14.2%
ZIP code breakdown6 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Buy Box score ↓ | Section 8 gap |
|---|---|---|---|---|---|
| 78063 | $249,800 | $1,410 | 6.8% | 0.6 | 41.3% |
| 78003 | $249,800 | $1,140 | 5.5% | 0.3 | 14.2% |
| 78055 | $249,800 | $1,120 | 5.4% | 0.2 | 12.2% |
| 78884 | $249,800 | $1,090 | 5.2% | 0.2 | 9.2% |
| 78883 | $249,800 | $1,140 | 5.5% | — | 14.2% |
| 78885 | $249,800 | $1,040 | 5.0% | — | 4.2% |
Sort by any column. Click a ZIP for detail.
Demographics
Owner-occupied
86.2%
Census ACS
Vacancy rate
22.3%
Census ACS
Bachelor's degree +
25.5%
Census ACS
Rent burdened
28.6%
Census ACS (>30% income)
Median age
53.4
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026