Harrisburg-Carlisle, PA · Pennsylvania
Cumberland County
ZIP 17081
264,422 residents781 permits TTM$85,634 median HHI17 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$261,900
ACS 5-Year
Cap rate proxy
6.8%
FMR × 0.65 ÷ Home Value
Rent-to-income
16.6%
HUD FMR ÷ ACS HHI
Net migration
+2.11%
IRS SOI
Permits (TTM)
781
Census BPS
Climate risk
86.2
FEMA NRI (0–100)
ZIP 17081
Median home value
$261,900
Gross yield
6.8%
Cap rate
5.4%
Rent gap
20.5%
Affordability
P/I: 3.1R/I: —
Section 8 detail
SAFMR: $1,490Rent: $1,184Gap: 25.8%
ZIP code breakdown17 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate ↓ | Rent gap |
|---|---|---|---|---|---|
| 17015 | $383,374 | $1,490 | 4.7% | 7.2% | -54.4% |
| 17025 | $294,144 | $1,430 | 5.8% | 7.1% | -22.4% |
| 17043 | $260,853 | $1,250 | 5.8% | 7.0% | -21.2% |
| 17013 | $280,767 | $1,340 | 5.7% | 6.4% | -12.4% |
| 17055 | $356,033 | $1,670 | 5.6% | 5.6% | -0.4% |
| 17011 | $318,778 | $1,620 | 6.1% | 5.5% | 10.3% |
| 17050 | $442,658 | $1,880 | 5.1% | 5.4% | -6.7% |
| 17027 | $261,900county est. | $1,520 | 7.0% | 5.4% | 22.1% |
| 17081 | $261,900county est. | $1,490 | 6.8% | 5.4% | 20.5% |
| 17093 | $261,900county est. | $1,410 | 6.5% | 5.4% | 16.0% |
| 17266 | $261,900county est. | $1,100 | 5.0% | 5.4% | -7.6% |
| 17324 | $268,890 | $1,100 | 4.9% | 5.3% | -7.6% |
| 17065 | $275,337 | $1,210 | 5.3% | 5.2% | 2.1% |
| 17257 | $297,113 | $1,370 | 5.5% | 4.6% | 16.4% |
| 17241 | $311,948 | $1,230 | 4.7% | 4.6% | 3.7% |
| 17240 | $344,788 | $1,670 | 5.8% | 4.1% | 29.1% |
| 17007 | $411,008 | $1,220 | 3.6% | 3.5% | 3.0% |
Sort by any column. Click a ZIP for detail. Rent gap: green = HUD FMR above market rent.
Demographics
Owner-occupied
71.4%
Census ACS
Vacancy rate
4.6%
Census ACS
Bachelor's degree +
39.6%
Census ACS
Rent burdened
39.1%
Census ACS (>30% income)
Median age
40.3
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026
