Harrisburg-Carlisle, PA · Pennsylvania

Cumberland County

264,422 residents781 permits TTM$85,634 median HHI17 ZIP codesUpdated April 28, 2026
Investor first look

Median home value

$261,900

ACS 5-Year

Cap rate proxy

6.8%

FMR × 0.65 ÷ Home Value

Rent-to-income

16.6%

HUD FMR ÷ ACS HHI

Net migration

+2.11%

IRS SOI

Permits (TTM)

781

Census BPS

Climate risk

86.2

FEMA NRI (0–100)

ZIP code breakdown17 ZIP codes
ZIPMedian home valueRent (FMR 2BR)Gross yieldCap rateRent gap
17027$261,900county est.$1,5207.0%5.4%22.1%
17093$261,900county est.$1,4106.5%5.4%16.0%
17081$261,900county est.$1,4906.8%5.4%20.5%
17025$294,144$1,4305.8%6.9%-21.3%
17043$260,853$1,2505.8%6.8%-20.8%

Ranked by composite score

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Demographics

Owner-occupied

71.4%

Census ACS

Vacancy rate

4.6%

Census ACS

Bachelor's degree +

39.6%

Census ACS

Rent burdened

39.1%

Census ACS (>30% income)

Median age

40.3

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 28, 2026