Utica-Rome, NY · New York

Oneida County

ZIP 13483

229,645 residents249 permits TTM$68,819 median HHI46 ZIP codesUpdated April 16, 2026
Investor first look

Median home value

$171,100

ACS 5-Year

Cap rate proxy

6.4%

FMR × 0.65 ÷ Home Value

Rent-to-income

16.0%

HUD FMR ÷ ACS HHI

Net migration

+0.87%

IRS SOI

Permits (TTM)

249

Census BPS

Climate risk

86.3

FEMA NRI (0–100)

ZIP 13483

Median home value

Gross yield

Buy Box score

Section 8 gap

Affordability

P/I: 2.5R/I:

Section 8 detail

SAFMR: Rent: Gap:
ZIP code breakdown46 ZIP codes
ZIPMedian home valueRent (FMR 2BR)Gross yieldCap rateRent gap
135027.6%
134407.5%
134716.5%
131236.4%
131576.4%
131626.4%
133016.4%
133136.4%
133196.4%
133216.4%
133526.4%
134356.4%
134416.4%
134556.4%
134696.4%
134836.4%
134866.4%
134946.4%
133165.9%
134765.9%
134955.8%
134255.7%
133095.6%
135015.5%
130545.3%
134805.2%
133085.2%
134175.1%
134785.0%
134384.9%
130424.7%
133184.6%
134244.6%
133634.6%
134904.6%
134774.5%
134614.5%
134924.4%
133284.3%
133034.2%
133544.2%
134564.0%
133043.9%
134033.9%
133233.8%
134133.7%

Sort by any column. Click a ZIP for detail. Rent gap: green = HUD FMR above market rent.

Demographics

Owner-occupied

67.8%

Census ACS

Vacancy rate

10.4%

Census ACS

Bachelor's degree +

27.8%

Census ACS

Rent burdened

42.0%

Census ACS (>30% income)

Median age

40.8

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026