Utica-Rome, NY · New York
Oneida County
ZIP 13123
229,645 residents249 permits TTM$68,819 median HHI46 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$171,100
ACS 5-Year
Cap rate proxy
6.4%
FMR × 0.65 ÷ Home Value
Rent-to-income
16.0%
HUD FMR ÷ ACS HHI
Net migration
+0.87%
IRS SOI
Permits (TTM)
249
Census BPS
Climate risk
86.3
FEMA NRI (0–100)
ZIP 13123
Median home value
—
Gross yield
—
Buy Box score
—
Section 8 gap
—
Affordability
P/I: —R/I: —
Section 8 detail
SAFMR: —Rent: —Gap: —
ZIP code breakdown46 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Buy Box score ↓ | Section 8 gap |
|---|---|---|---|---|---|
| 13502 | — | — | — | 0.9 | — |
| 13440 | — | — | — | 0.9 | — |
| 13471 | — | — | — | 0.8 | — |
| 13316 | — | — | — | 0.8 | — |
| 13495 | — | — | — | 0.8 | — |
| 13425 | — | — | — | 0.8 | — |
| 13309 | — | — | — | 0.8 | — |
| 13501 | — | — | — | 0.7 | — |
| 13054 | — | — | — | 0.7 | — |
| 13480 | — | — | — | 0.7 | — |
| 13308 | — | — | — | 0.7 | — |
| 13417 | — | — | — | 0.7 | — |
| 13478 | — | — | — | 0.7 | — |
| 13438 | — | — | — | 0.7 | — |
| 13042 | — | — | — | 0.7 | — |
| 13318 | — | — | — | 0.6 | — |
| 13424 | — | — | — | 0.6 | — |
| 13363 | — | — | — | 0.6 | — |
| 13490 | — | — | — | 0.6 | — |
| 13477 | — | — | — | 0.6 | — |
| 13461 | — | — | — | 0.6 | — |
| 13492 | — | — | — | 0.6 | — |
| 13328 | — | — | — | 0.6 | — |
| 13303 | — | — | — | 0.6 | — |
| 13476 | — | — | — | 0.6 | — |
| 13354 | — | — | — | 0.6 | — |
| 13456 | — | — | — | 0.5 | — |
| 13304 | — | — | — | 0.5 | — |
| 13403 | — | — | — | 0.5 | — |
| 13323 | — | — | — | 0.5 | — |
| 13413 | — | — | — | 0.5 | — |
| 13123 | — | — | — | — | — |
| 13157 | — | — | — | — | — |
| 13162 | — | — | — | — | — |
| 13301 | — | — | — | — | — |
| 13313 | — | — | — | — | — |
| 13319 | — | — | — | — | — |
| 13321 | — | — | — | — | — |
| 13352 | — | — | — | — | — |
| 13435 | — | — | — | — | — |
| 13441 | — | — | — | — | — |
| 13455 | — | — | — | — | — |
| 13469 | — | — | — | — | — |
| 13483 | — | — | — | — | — |
| 13486 | — | — | — | — | — |
| 13494 | — | — | — | — | — |
Sort by any column. Click a ZIP for detail.
Demographics
Owner-occupied
67.8%
Census ACS
Vacancy rate
10.4%
Census ACS
Bachelor's degree +
27.8%
Census ACS
Rent burdened
42.0%
Census ACS (>30% income)
Median age
40.8
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026