Utica-Rome, NY · New York

Oneida County

ZIP 13424

229,645 residents249 permits TTM$68,819 median HHI46 ZIP codesUpdated April 16, 2026
Investor first look

Median home value

$171,100

ACS 5-Year

Cap rate proxy

6.4%

FMR × 0.65 ÷ Home Value

Rent-to-income

16.0%

HUD FMR ÷ ACS HHI

Net migration

+0.87%

IRS SOI

Permits (TTM)

249

Census BPS

Climate risk

86.3

FEMA NRI (0–100)

ZIP 13424

Median home value

Gross yield

Cap rate

4.6%

Rent gap

Affordability

P/I: 3.5R/I:

Section 8 detail

SAFMR: Rent: Gap:
ZIP code breakdown46 ZIP codes
ZIPMedian home valueRent (FMR 2BR)Gross yieldCap rateRent gap
134356.4%
134716.5%
131236.4%
133016.4%
133526.4%

Ranked by composite score

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Demographics

Owner-occupied

67.8%

Census ACS

Vacancy rate

10.4%

Census ACS

Bachelor's degree +

27.8%

Census ACS

Rent burdened

42.0%

Census ACS (>30% income)

Median age

40.8

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026