Utica-Rome, NY · New York

Oneida County

ZIP 13441

229,645 residents249 permits TTM$68,819 median HHI46 ZIP codesUpdated April 16, 2026
Investor first look

Median home value

$171,100

ACS 5-Year

Cap rate proxy

6.4%

FMR × 0.65 ÷ Home Value

Rent-to-income

16.0%

HUD FMR ÷ ACS HHI

Net migration

+0.87%

IRS SOI

Permits (TTM)

249

Census BPS

Climate risk

86.3

FEMA NRI (0–100)

ZIP 13441

Median home value

Gross yield

Buy Box score

Section 8 gap

Affordability

P/I: R/I:

Section 8 detail

SAFMR: Rent: Gap:
ZIP code breakdown46 ZIP codes
ZIPMedian home valueRent (FMR 2BR)Gross yieldBuy Box scoreSection 8 gap
135020.9
134400.9
134710.8
133160.8
134950.8
134250.8
133090.8
135010.7
130540.7
134800.7
133080.7
134170.7
134780.7
134380.7
130420.7
133180.6
134240.6
133630.6
134900.6
134770.6
134610.6
134920.6
133280.6
133030.6
134760.6
133540.6
134560.5
133040.5
134030.5
133230.5
134130.5
13123
13157
13162
13301
13313
13319
13321
13352
13435
13441
13455
13469
13483
13486
13494

Sort by any column. Click a ZIP for detail.

Demographics

Owner-occupied

67.8%

Census ACS

Vacancy rate

10.4%

Census ACS

Bachelor's degree +

27.8%

Census ACS

Rent burdened

42.0%

Census ACS (>30% income)

Median age

40.8

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026