St. Louis, MO-IL · Missouri

St. Louis city

ZIP 63118

293,109 residents276 permits TTM$55,279 median HHI19 ZIP codesUpdated April 16, 2026
Investor first look

Median home value

$185,100

ACS 5-Year

Cap rate proxy

7.9%

FMR × 0.65 ÷ Home Value

Rent-to-income

21.2%

HUD FMR ÷ ACS HHI

Net migration

+3.24%

IRS SOI

Permits (TTM)

276

Census BPS

Climate risk

98.7

FEMA NRI (0–100)

ZIP 63118

Median home value

$169,843

Gross yield

8.2%

Cap rate

8.9%

Rent gap

-8.7%

Affordability

P/I: 3.1R/I: 27.4%

Section 8 detail

SAFMR: $1,160Rent: $978Gap: 18.6%
ZIP code breakdown19 ZIP codes
ZIPMedian home valueRent (FMR 2BR)Gross yieldCap rateRent gap
63115$37,336$1,06034.1%31.8%6.8%
63113$49,694$1,11026.8%24.8%7.4%
63120$37,056$1,03033.4%31.7%5.0%
63107$42,769$1,03028.9%27.4%5.0%
63147$62,892$1,09020.8%20.7%0.4%

Ranked by composite score

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Demographics

Owner-occupied

45.4%

Census ACS

Vacancy rate

16.9%

Census ACS

Bachelor's degree +

40.2%

Census ACS

Rent burdened

42.3%

Census ACS (>30% income)

Median age

36.6

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026