St. Louis, MO-IL · Missouri

St. Louis city

ZIP 63115

293,109 residents276 permits TTM$55,279 median HHI19 ZIP codesUpdated April 16, 2026
Investor first look

Median home value

$185,100

ACS 5-Year

Cap rate proxy

7.9%

FMR × 0.65 ÷ Home Value

Rent-to-income

21.2%

HUD FMR ÷ ACS HHI

Net migration

+3.24%

IRS SOI

Permits (TTM)

276

Census BPS

Climate risk

98.7

FEMA NRI (0–100)

ZIP 63115

Median home value

$37,336

Gross yield

34.1%

Buy Box score

1.0

Section 8 gap

8.4%

Affordability

P/I: 0.7R/I: 21.4%

Section 8 detail

SAFMR: $1,060Rent: $978Gap: 8.4%
ZIP code breakdown19 ZIP codes
ZIPMedian home valueRent (FMR 2BR)Gross yieldCap rateRent gap
63115$37,336$1,06034.1%31.8%6.8%
63120$37,056$1,03033.4%31.7%5.0%
63107$42,769$1,03028.9%27.4%5.0%
63113$49,694$1,11026.8%24.8%7.4%
63147$62,892$1,09020.8%20.7%0.4%
63102$143,702$1,28010.7%13.7%-28.1%
63103$131,231$1,31012.0%12.8%-7.0%
63112$144,090$1,1409.5%10.7%-13.1%
63111$117,082$99010.1%10.3%-1.3%
63106$114,895$99010.3%10.2%1.2%
63118$169,843$1,1608.2%8.9%-8.7%
63101$188,892$1,4609.3%8.7%5.9%
63116$178,740$1,1707.9%7.3%7.4%
63139$219,350$1,3407.3%6.7%8.9%
63108$309,631$1,8107.0%6.6%6.6%
63155$185,100county est.$1,1307.3%6.3%13.4%
63110$288,975$1,4406.0%6.0%-1.0%
63104$288,782$1,3305.5%5.9%-7.6%
63109$260,869$1,2405.7%5.1%10.0%

Sort by any column. Click a ZIP for detail. Rent gap: green = HUD FMR above market rent.

Demographics

Owner-occupied

45.4%

Census ACS

Vacancy rate

16.9%

Census ACS

Bachelor's degree +

40.2%

Census ACS

Rent burdened

42.3%

Census ACS (>30% income)

Median age

36.6

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026