Terms Starting with L
105 terms
Loan Constant
The loan constant is the ratio of annual debt service (principal + interest) to the loan amount—expressed as a percentage. It represents the annual payment rate required to service the loan.
Loan Estimate
Loan Estimate is a title and closing concept that describes a specific aspect of how real estate transactions, analysis, or operations work in the context of purchase process deals.
Loan Modification
Loan Modification is a real estate lending concept that describes a specific aspect of how real estate transactions, analysis, or operations work in the context of financing deals.
Loan Officer
Loan Officer is a real estate financing concept that describes a specific aspect of how real estate transactions, analysis, or operations work in the context of financing deals.
Loan Origination
Loan Origination is a real estate lending concept that describes a specific aspect of how real estate transactions, analysis, or operations work in the context of financing deals.
Loan Originator
Loan Originator is a real estate lending concept that describes a specific aspect of how real estate transactions, analysis, or operations work in the context of financing deals.
Loan Processing
Loan Processing is a real estate lending concept that describes a specific aspect of how real estate transactions, analysis, or operations work in the context of financing deals.
Loan Recasting
Loan recasting is a little-known alternative to refinancing where you make a lump-sum principal payment on your mortgage and the lender re-amortizes the remaining balance at the same interest rate, resulting in a lower monthly payment — without closing costs, credit checks, or a new loan.
Loan Seasoning
Loan Seasoning is a real estate lending concept that describes a specific aspect of how real estate transactions, analysis, or operations work in the context of financing deals.
Loan Seasoning Requirement
A loan seasoning requirement is the minimum period of property ownership — typically 6-12 months — that a lender requires before allowing a cash-out refinance, designed to prevent fraud and ensure the property has been legitimately improved and stabilized.
Loan Term
Loan Term is a real estate financing concept that describes a specific aspect of how real estate transactions, analysis, or operations work in the context of financing deals.
Loan Underwriting
Loan Underwriting is a real estate lending concept that describes a specific aspect of how real estate transactions, analysis, or operations work in the context of financing deals.
Loan-to-Cost (LTC)
Loan-to-Cost (LTC) is a real estate lending concept that describes a specific aspect of how real estate transactions, analysis, or operations work in the context of financing deals.
Local Market Analysis
A local market analysis is the process of evaluating a specific metro area or submarket to determine whether it supports profitable real estate investing — covering population growth, job growth, rent trends, supply and demand, crime rates, and school district quality.
Location Analysis
Location analysis is evaluating an area for investment — jobs, school-ratings, transit, demographics, crime, and infrastructure — to gauge demand and rent-growth potential.
Location Independence
Location Independence is a financial strategy concept that describes a specific aspect of how real estate transactions, analysis, or operations work in the context of real estate investing deals.
Lock-In Effect
The lock-in effect occurs when homeowners with low-rate mortgages refuse to sell because purchasing a new home at current rates would dramatically increase their monthly payment.
Lock-In Period
Lock-In Period is a real estate lending concept that describes a specific aspect of how real estate transactions, analysis, or operations work in the context of financing deals.
Lockbox
Lockbox is a property management concept that describes a specific aspect of how real estate transactions, analysis, or operations work in the context of property management deals.
Lockout Period (Loan)
Lockout Period (Loan) is a real estate lending concept that describes a specific aspect of how real estate transactions, analysis, or operations work in the context of financing deals.
Locksmith
Locksmith is a property management concept that describes a specific aspect of how real estate transactions, analysis, or operations work in the context of building your team deals.
Lockup Period
Lockup Period is a investment strategy concept that describes a specific aspect of how real estate transactions, analysis, or operations work in the context of passive real estate investing deals.
Long Distance Team Building
Long distance team building is the process of assembling and managing a reliable team of property managers, contractors, inspectors, lenders, and other service providers in a real estate market where the investor does not live, enabling out-of-state portfolio expansion.
Long-Distance Investing
Long-Distance Investing is a investment strategy concept that describes a specific aspect of how real estate transactions, analysis, or operations work in the context of market research location analysis deals.