Richmond, VA · Virginia
Louisa County
39,012 residents393 permits TTM$80,343 median HHI4 ZIP codesUpdated April 28, 2026
Investor first look
Median home value
$275,600
ACS 5-Year
Cap rate proxy
5.3%
FMR × 0.65 ÷ Home Value
Rent-to-income
18.0%
HUD FMR ÷ ACS HHI
Net migration
+2.56%
IRS SOI
Permits (TTM)
393
Census BPS
Climate risk
32.2
FEMA NRI (0–100)
ZIP code breakdown4 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate ↓ | Rent gap |
|---|---|---|---|---|---|
| 23093 | — | — | — | 3.9% | 27.0% |
| 22942 | — | — | — | 3.6% | 27.0% |
| 23024 | $434,683 | $1,240 | 3.4% | 3.3% | 2.6% |
| 23117 | $453,391 | $1,160 | 3.1% | 3.1% | -4.1% |
Sort by any column. Click a ZIP for detail. Rent gap: green = HUD FMR above market rent.
Demographics
Owner-occupied
81.2%
Census ACS
Vacancy rate
15.7%
Census ACS
Bachelor's degree +
27.7%
Census ACS
Rent burdened
46.8%
Census ACS (>30% income)
Median age
44.8
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 28, 2026