Nashville-Davidson--Murfreesboro--Franklin, TN · Tennessee
Rutherford County
ZIP 37085
351,591 residents3,166 permits TTM$82,588 median HHI13 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$346,400
ACS 5-Year
Cap rate proxy
6.0%
FMR × 0.65 ÷ Home Value
Rent-to-income
20.4%
HUD FMR ÷ ACS HHI
Net migration
+2.52%
IRS SOI
Permits (TTM)
3,166
Census BPS
Climate risk
91.7
FEMA NRI (0–100)
ZIP 37085
Median home value
$346,400
Gross yield
5.3%
Buy Box score
0.3
Section 8 gap
8.2%
Affordability
P/I: 6.5R/I: —
Section 8 detail
SAFMR: $1,520Rent: $1,405Gap: 8.2%
ZIP code breakdown13 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate ↓ | Rent gap |
|---|---|---|---|---|---|
| 37086 | $346,400 | $1,990 | 6.9% | 6.9% | -0.1% |
| 37129 | $346,400 | $1,800 | 6.2% | 5.0% | -1.3% |
| 37130 | $346,400 | $1,470 | 5.1% | 4.9% | -2.9% |
| 37127 | $346,400 | $1,560 | 5.4% | 4.9% | -8.9% |
| 37132 | $346,400county est. | $1,470 | 5.1% | 4.9% | 4.4% |
| 37167 | $346,400 | $1,640 | 5.7% | 4.9% | 1.0% |
| 37128 | $346,400 | $1,800 | 6.2% | 4.7% | 4.3% |
| 37037 | $346,400 | $2,180 | 7.6% | 4.2% | 35.5% |
| 37149 | $346,400 | $1,320 | 4.6% | 4.0% | -6.4% |
| 37153 | $346,400 | $1,920 | 6.7% | 3.6% | 26.8% |
| 37060 | $346,400 | $1,600 | 5.5% | 3.2% | 12.2% |
| 37085 | $346,400 | $1,520 | 5.3% | 3.1% | 7.6% |
| 37118 | $346,400 | $1,320 | 4.6% | 2.8% | -6.4% |
Sort by any column. Click a ZIP for detail. Rent gap: green = HUD FMR above market rent.
Demographics
Owner-occupied
65.0%
Census ACS
Vacancy rate
7.0%
Census ACS
Bachelor's degree +
34.4%
Census ACS
Rent burdened
48.0%
Census ACS (>30% income)
Median age
34.0
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026