What is the median home value in Chester County, PA?

The median home value in Chester County, PA is $461,800, according to the latest Census ACS 5-Year Estimates.

What is the cap rate in Chester County, PA?

The cap rate proxy in Chester County, PA is 4.7% (estimated from HUD Fair Market Rent and Census home values with a 35% expense ratio). This is below average, suggesting an appreciation-focused market.

How much new construction is happening in Chester County, PA?

Chester County has 540,896 residents and issued 1,393 building permits over the trailing twelve months, according to the Census Building Permits Survey.

Philadelphia-Camden-Wilmington, PA-NJ-DE-MD · Pennsylvania

Chester County

540,896 residents1,393 permits TTM$123,041 median HHI39 ZIP codesUpdated April 28, 2026

Investor first look

Median home value

$461,800

ACS 5-Year

Cap rate proxy

4.7%

FMR × 0.65 ÷ Home Value

Rent-to-income

16.5%

HUD FMR ÷ ACS HHI

Net migration

+2.07%

IRS SOI

Permits (TTM)

1,393

Census BPS

Climate risk

91.9

FEMA NRI (0–100)

ZIP code breakdown39 ZIP codes

ZIP	Median home value	Rent (FMR 2BR)	Gross yield	Cap rate	Rent gap
19372	$412,940	$2,650	7.7%	4.8%	36.2%
19365	$343,597	$1,640	5.7%	4.7%	16.2%
19345	$461,800county est.	$2,450	6.4%	4.4%	31.0%
19320	$375,362	$1,860	5.9%	5.9%	-1.0%
19383	$461,800county est.	$2,160	5.6%	4.4%	21.7%

Ranked by composite score

Median home value	Rent (FMR 2BR)	Gross yield	Cap rate	Rent gap
$395,571	$1,360	4.1%	5.0%	-24.3%
$404,976	$1,800	5.3%	4.9%	6.1%
$504,023	$2,070	4.9%	4.8%	0.8%
$615,427	$2,350	4.6%	4.5%	-2.3%
$603,506	$1,710	3.4%	4.5%	-36.9%
$450,002	$1,500	4.0%	4.4%	-12.7%
$461,800county est.	$2,110	5.5%	4.4%	19.9%
$461,800county est.	$1,780	4.6%	4.4%	5.0%
$461,800county est.	$1,780	4.6%	4.4%	5.0%
$461,800county est.	$1,730	4.5%	4.4%	2.3%
$461,800county est.	$1,690	4.4%	4.4%	-0.1%
$461,800county est.	$1,660	4.3%	4.4%	-1.9%
$461,800county est.	$1,520	3.9%	4.4%	-11.3%
$450,438	$1,490	4.0%	4.4%	-13.5%
$595,324	$2,550	5.1%	4.4%	12.3%
$561,020	$2,020	4.3%	4.4%	-3.4%
$458,557	$1,530	4.0%	4.3%	-10.5%
$463,649	$1,400	3.6%	4.3%	-20.8%
$477,202	$1,740	4.4%	4.2%	2.8%
$478,226	$1,790	4.5%	4.1%	5.5%
$744,018	$2,720	4.4%	4.1%	4.0%
$485,442	$1,480	3.7%	4.1%	-14.3%
$626,669	$2,510	4.8%	4.1%	12.2%
$701,267	$2,480	4.2%	3.8%	6.7%
$651,476	$2,160	4.0%	3.8%	1.1%
$487,756	$1,250	3.1%	3.7%	-21.9%
$556,326	$1,880	4.1%	3.6%	10.1%
$761,642	$2,450	3.9%	3.5%	6.4%
$594,472	$1,820	3.7%	3.3%	7.1%
$616,770	$1,850	3.6%	3.2%	8.6%
$798,567	$2,580	3.9%	3.1%	16.6%
$653,409	$2,280	4.2%	3.0%	25.8%
$945,162	$2,230	2.8%	3.0%	-8.1%
$816,927	$2,320	3.4%	2.6%	20.7%

Demographics

Owner-occupied

74.9%

Census ACS

Vacancy rate

4.0%

Census ACS

Bachelor's degree +

56.6%

Census ACS

Rent burdened

44.9%

Census ACS (>30% income)

Median age

40.7

Census ACS

Data sources

U.S. Census Bureau — American Community Survey 5-Year Estimates

U.S. Census Bureau — Building Permits Survey

U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)

Internal Revenue Service — Statistics of Income Migration Data

FEMA — National Risk Index

Last updated: April 28, 2026

Chester County

See all 39 ZIPs ranked by yield and cap rate