Dayton-Kettering, OH · Ohio
Miami County
ZIP 45373
109,549 residents333 permits TTM$74,175 median HHI11 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$209,200
ACS 5-Year
Cap rate proxy
7.3%
FMR × 0.65 ÷ Home Value
Rent-to-income
15.2%
HUD FMR ÷ ACS HHI
Net migration
+1.85%
IRS SOI
Permits (TTM)
333
Census BPS
Climate risk
61.4
FEMA NRI (0–100)
ZIP 45373
Median home value
$276,567
Gross yield
5.2%
Cap rate
5.9%
Rent gap
-14.1%
Affordability
P/I: 3.7R/I: 22.0%
Section 8 detail
SAFMR: $1,190Rent: $942Gap: 26.3%
ZIP code breakdown11 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate | Rent gap |
|---|---|---|---|---|---|
| 45356 | $174,835 | $1,220 | 8.4% | 6.5% | 22.8% |
| 45361 | $209,200county est. | $1,740 | 10.0% | 5.4% | 45.9% |
| 45383 | $229,118 | $1,130 | 5.9% | 4.9% | 16.6% |
| 45337 | $242,873 | $1,140 | 5.6% | 4.7% | 17.4% |
| 45318 | $231,882 | $990 | 5.1% | 4.9% | 4.8% |
Ranked by composite score
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Demographics
Owner-occupied
73.4%
Census ACS
Vacancy rate
5.2%
Census ACS
Bachelor's degree +
24.9%
Census ACS
Rent burdened
40.8%
Census ACS (>30% income)
Median age
41.1
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026