Dayton-Kettering, OH · Ohio
Greene County
ZIP 45432
168,531 residents511 permits TTM$85,218 median HHI17 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$238,000
ACS 5-Year
Cap rate proxy
6.4%
FMR × 0.65 ÷ Home Value
Rent-to-income
15.3%
HUD FMR ÷ ACS HHI
Net migration
+2.43%
IRS SOI
Permits (TTM)
511
Census BPS
Climate risk
75.7
FEMA NRI (0–100)
ZIP 45432
Median home value
$238,000
Gross yield
5.8%
Buy Box score
0.9
Section 8 gap
6.5%
Affordability
P/I: 2.6R/I: 21.1%
Section 8 detail
SAFMR: $1,160Rent: $1,089Gap: 6.5%
ZIP code breakdown17 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Buy Box score ↓ | Section 8 gap |
|---|---|---|---|---|---|
| 45433 | $238,000 | $1,800 | 9.1% | 1.0 | 65.3% |
| 45431 | $238,000 | $1,600 | 8.1% | 1.0 | 46.9% |
| 45324 | $238,000 | $1,330 | 6.7% | 1.0 | 22.1% |
| 45430 | $238,000 | $1,670 | 8.4% | 0.9 | 53.4% |
| 45432 | $238,000 | $1,160 | 5.8% | 0.9 | 6.5% |
| 45434 | $238,000 | $1,710 | 8.6% | 0.9 | 57.0% |
| 45305 | $238,000 | $1,500 | 7.6% | 0.9 | 37.7% |
| 45385 | $238,000 | $1,190 | 6.0% | 0.8 | 9.3% |
| 45314 | $238,000 | $1,130 | 5.7% | 0.7 | 3.8% |
| 45335 | $238,000 | $1,000 | 5.0% | 0.7 | -8.2% |
| 45440 | $238,000 | $1,390 | 7.0% | 0.7 | 27.6% |
| 45387 | $238,000 | $1,150 | 5.8% | 0.6 | 5.6% |
| 45370 | $238,000 | $1,200 | 6.1% | 0.5 | 10.2% |
| 45301 | $238,000 | $1,680 | 8.5% | — | 54.3% |
| 45307 | $238,000 | $1,070 | 5.4% | — | -1.7% |
| 45384 | $238,000 | $1,190 | 6.0% | — | 9.3% |
| 45435 | $238,000 | $1,330 | 6.7% | — | 22.1% |
Sort by any column. Click a ZIP for detail.
Demographics
Owner-occupied
67.6%
Census ACS
Vacancy rate
6.2%
Census ACS
Bachelor's degree +
41.3%
Census ACS
Rent burdened
38.9%
Census ACS (>30% income)
Median age
38.7
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026