Cincinnati, OH-KY-IN · Ohio
Warren County
ZIP 45065
246,364 residents1,410 permits TTM$107,843 median HHI12 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$319,700
ACS 5-Year
Cap rate proxy
5.1%
FMR × 0.65 ÷ Home Value
Rent-to-income
14.4%
HUD FMR ÷ ACS HHI
Net migration
+2.42%
IRS SOI
Permits (TTM)
1,410
Census BPS
Climate risk
77.8
FEMA NRI (0–100)
ZIP 45065
Median home value
$365,579
Gross yield
5.8%
Cap rate
4.2%
Rent gap
26.9%
Affordability
P/I: 3.4R/I: —
Section 8 detail
SAFMR: $1,770Rent: $1,293Gap: 36.9%
ZIP code breakdown12 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate | Rent gap |
|---|---|---|---|---|---|
| 45162 | $309,106 | $1,540 | 6.0% | 5.0% | 16.0% |
| 45039 | $385,617 | $1,980 | 6.2% | 6.5% | -5.5% |
| 45032 | $319,700county est. | $1,200 | 4.5% | 4.9% | -7.8% |
| 45065 | $365,579 | $1,770 | 5.8% | 4.2% | 26.9% |
| 45036 | $398,819 | $1,360 | 4.1% | 6.1% | -49.1% |
Ranked by composite score
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Demographics
Owner-occupied
79.6%
Census ACS
Vacancy rate
4.9%
Census ACS
Bachelor's degree +
45.7%
Census ACS
Rent burdened
35.6%
Census ACS (>30% income)
Median age
39.8
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026