Cincinnati, OH-KY-IN · Ohio
Warren County
ZIP 45054
246,364 residents1,410 permits TTM$107,843 median HHI12 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$319,700
ACS 5-Year
Cap rate proxy
5.1%
FMR × 0.65 ÷ Home Value
Rent-to-income
14.4%
HUD FMR ÷ ACS HHI
Net migration
+2.42%
IRS SOI
Permits (TTM)
1,410
Census BPS
Climate risk
77.8
FEMA NRI (0–100)
ZIP 45054
Median home value
$319,700
Gross yield
5.4%
Buy Box score
0.7
Section 8 gap
11.4%
Affordability
P/I: 4.2R/I: —
Section 8 detail
SAFMR: $1,440Rent: $1,293Gap: 11.4%
ZIP code breakdown12 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Buy Box score ↓ | Section 8 gap |
|---|---|---|---|---|---|
| 45034 | $319,700 | $1,910 | 7.2% | 0.9 | 47.7% |
| 45039 | $319,700 | $1,980 | 7.4% | 0.9 | 53.1% |
| 45065 | $319,700 | $1,770 | 6.6% | 0.9 | 36.9% |
| 45162 | $319,700 | $1,540 | 5.8% | 0.9 | 19.1% |
| 45068 | $319,700 | $1,630 | 6.1% | 0.9 | 26.1% |
| 45152 | $319,700 | $1,400 | 5.3% | 0.8 | 8.3% |
| 45054 | $319,700 | $1,440 | 5.4% | 0.7 | 11.4% |
| 45040 | $319,700 | $2,030 | 7.6% | 0.7 | 57.0% |
| 45036 | $319,700 | $1,360 | 5.1% | 0.7 | 5.2% |
| 45066 | $319,700 | $1,970 | 7.4% | 0.7 | 52.4% |
| 45005 | $319,700 | $1,290 | 4.8% | 0.6 | -0.2% |
| 45032 | $319,700 | $1,200 | 4.5% | — | -7.2% |
Sort by any column. Click a ZIP for detail.
Demographics
Owner-occupied
79.6%
Census ACS
Vacancy rate
4.9%
Census ACS
Bachelor's degree +
45.7%
Census ACS
Rent burdened
35.6%
Census ACS (>30% income)
Median age
39.8
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026