Charlotte-Concord-Gastonia, NC-SC · North Carolina
Mecklenburg County
ZIP 28280
1.1M residents6,439 permits TTM$83,765 median HHI34 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$371,200
ACS 5-Year
Cap rate proxy
5.5%
FMR × 0.65 ÷ Home Value
Rent-to-income
21.8%
HUD FMR ÷ ACS HHI
Net migration
+3.30%
IRS SOI
Permits (TTM)
6,439
Census BPS
Climate risk
97.1
FEMA NRI (0–100)
ZIP 28280
Median home value
$371,200
Gross yield
5.8%
Buy Box score
—
Section 8 gap
17.7%
Affordability
P/I: —R/I: —
Section 8 detail
SAFMR: $1,790Rent: $1,521Gap: 17.7%
ZIP code breakdown34 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Buy Box score ↓ | Section 8 gap |
|---|---|---|---|---|---|
| 28214 | $371,200 | $1,810 | 5.9% | 1.0 | 19.0% |
| 28216 | $371,200 | $1,780 | 5.8% | 0.9 | 17.0% |
| 28202 | $371,200 | $2,530 | 8.2% | 0.9 | 66.3% |
| 28217 | $371,200 | $1,960 | 6.3% | 0.9 | 28.9% |
| 28215 | $371,200 | $1,730 | 5.6% | 0.9 | 13.7% |
| 28134 | $371,200 | $1,890 | 6.1% | 0.9 | 24.3% |
| 28269 | $371,200 | $1,990 | 6.4% | 0.9 | 30.8% |
| 28208 | $371,200 | $1,470 | 4.8% | 0.9 | -3.4% |
| 28262 | $371,200 | $1,990 | 6.4% | 0.9 | 30.8% |
| 28273 | $371,200 | $2,130 | 6.9% | 0.9 | 40.0% |
| 28213 | $371,200 | $1,580 | 5.1% | 0.9 | 3.9% |
| 28227 | $371,200 | $1,820 | 5.9% | 0.9 | 19.7% |
| 28212 | $371,200 | $1,700 | 5.5% | 0.8 | 11.8% |
| 28206 | $371,200 | $1,470 | 4.8% | 0.8 | -3.4% |
| 28278 | $371,200 | $2,080 | 6.7% | 0.7 | 36.8% |
| 28078 | $371,200 | $2,090 | 6.8% | 0.6 | 37.4% |
| 28105 | $371,200 | $1,880 | 6.1% | 0.6 | 23.6% |
| 28205 | $371,200 | $1,620 | 5.2% | 0.6 | 6.5% |
| 28277 | $371,200 | $2,330 | 7.5% | 0.5 | 53.2% |
| 28204 | $371,200 | $2,320 | 7.5% | 0.5 | 52.5% |
| 28203 | $371,200 | $2,530 | 8.2% | 0.5 | 66.3% |
| 28031 | $371,200 | $1,890 | 6.1% | 0.5 | 24.3% |
| 28036 | $371,200 | $1,940 | 6.3% | 0.3 | 27.5% |
| 28210 | $371,200 | $1,880 | 6.1% | 0.3 | 23.6% |
| 28270 | $371,200 | $2,030 | 6.6% | 0.2 | 33.5% |
| 28209 | $371,200 | $1,870 | 6.0% | 0.2 | 22.9% |
| 28226 | $371,200 | $1,720 | 5.6% | 0.2 | 13.1% |
| 28211 | $371,200 | $1,990 | 6.4% | 0.1 | 30.8% |
| 28207 | $371,200 | $1,840 | 5.9% | 0.0 | 21.0% |
| 28223 | $371,200 | $1,850 | 6.0% | — | 21.6% |
| 28244 | $371,200 | $1,790 | 5.8% | — | 17.7% |
| 28274 | $371,200 | $1,840 | 5.9% | — | 21.0% |
| 28280 | $371,200 | $1,790 | 5.8% | — | 17.7% |
| 28282 | $371,200 | $1,790 | 5.8% | — | 17.7% |
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Demographics
Owner-occupied
55.5%
Census ACS
Vacancy rate
7.4%
Census ACS
Bachelor's degree +
48.6%
Census ACS
Rent burdened
46.3%
Census ACS (>30% income)
Median age
35.4
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026
