Charlotte-Concord-Gastonia, NC-SC · North Carolina
Mecklenburg County
ZIP 28270
1.1M residents6,439 permits TTM$83,765 median HHI34 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$371,200
ACS 5-Year
Cap rate proxy
5.5%
FMR × 0.65 ÷ Home Value
Rent-to-income
21.8%
HUD FMR ÷ ACS HHI
Net migration
+3.30%
IRS SOI
Permits (TTM)
6,439
Census BPS
Climate risk
97.1
FEMA NRI (0–100)
ZIP 28270
Median home value
$669,022
Gross yield
3.6%
Cap rate
2.8%
Rent gap
24.3%
Affordability
P/I: 8.0R/I: 22.0%
Section 8 detail
SAFMR: $2,030Rent: $1,521Gap: 33.5%
ZIP code breakdown34 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate ↓ | Rent gap |
|---|---|---|---|---|---|
| 28214 | $333,394 | $1,810 | 6.5% | 7.1% | -9.7% |
| 28134 | $414,206 | $1,890 | 5.5% | 6.9% | -25.3% |
| 28215 | $347,051 | $1,730 | 6.0% | 6.8% | -13.7% |
| 28216 | $318,051 | $1,780 | 6.7% | 6.7% | 0.8% |
| 28208 | $296,632 | $1,470 | 5.9% | 6.6% | -11.2% |
| 28217 | $324,304 | $1,960 | 7.3% | 6.1% | 15.3% |
| 28213 | $324,142 | $1,580 | 5.8% | 5.8% | 0.3% |
| 28206 | $324,305 | $1,470 | 5.4% | 5.8% | -7.1% |
| 28269 | $357,912 | $1,990 | 6.7% | 5.8% | 13.3% |
| 28227 | $384,237 | $1,820 | 5.7% | 5.6% | 1.3% |
| 28202 | $418,729 | $2,530 | 7.3% | 5.4% | 25.1% |
| 28262 | $343,389 | $1,990 | 7.0% | 5.4% | 22.2% |
| 28212 | $318,227 | $1,700 | 6.4% | 5.2% | 19.1% |
| 28273 | $368,358 | $2,130 | 6.9% | 5.1% | 26.9% |
| 28223 | $371,200county est. | $1,850 | 6.0% | 4.9% | 17.8% |
| 28244 | $371,200county est. | $1,790 | 5.8% | 4.9% | 15.0% |
| 28274 | $371,200county est. | $1,840 | 5.9% | 4.9% | 17.3% |
| 28280 | $371,200county est. | $1,790 | 5.8% | 4.9% | 15.0% |
| 28282 | $371,200county est. | $1,790 | 5.8% | 4.9% | 15.0% |
| 28205 | $456,788 | $1,620 | 4.3% | 4.5% | -6.5% |
| 28078 | $537,178 | $2,090 | 4.7% | 4.4% | 6.1% |
| 28278 | $497,185 | $2,080 | 5.0% | 4.4% | 13.2% |
| 28105 | $484,431 | $1,880 | 4.7% | 4.2% | 10.6% |
| 28031 | $538,284 | $1,890 | 4.2% | 3.9% | 8.4% |
| 28277 | $606,512 | $2,330 | 4.6% | 3.8% | 16.6% |
| 28036 | $649,299 | $1,940 | 3.6% | 3.6% | 0.3% |
| 28204 | $580,354 | $2,320 | 4.8% | 3.4% | 28.1% |
| 28203 | $681,296 | $2,530 | 4.5% | 3.4% | 23.1% |
| 28209 | $649,905 | $1,870 | 3.5% | 3.0% | 14.3% |
| 28210 | $555,767 | $1,880 | 4.1% | 2.9% | 28.4% |
| 28226 | $661,647 | $1,720 | 3.1% | 2.8% | 11.4% |
| 28270 | $669,022 | $2,030 | 3.6% | 2.8% | 24.3% |
| 28211 | $890,968 | $1,990 | 2.7% | 2.6% | 3.9% |
| 28207 | $1,580,888 | $1,840 | 1.4% | 2.1% | -51.6% |
Sort by any column. Click a ZIP for detail. Rent gap: green = HUD FMR above market rent.
Demographics
Owner-occupied
55.5%
Census ACS
Vacancy rate
7.4%
Census ACS
Bachelor's degree +
48.6%
Census ACS
Rent burdened
46.3%
Census ACS (>30% income)
Median age
35.4
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026