Charlotte-Concord-Gastonia, NC-SC · North Carolina
Lincoln County
ZIP 28168
90,359 residents823 permits TTM$78,490 median HHI5 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$279,500
ACS 5-Year
Cap rate proxy
7.2%
FMR × 0.65 ÷ Home Value
Rent-to-income
14.9%
HUD FMR ÷ ACS HHI
Net migration
+2.53%
IRS SOI
Permits (TTM)
823
Census BPS
Climate risk
73.8
FEMA NRI (0–100)
ZIP 28168
Median home value
—
Gross yield
—
Cap rate
4.1%
Rent gap
42.0%
Affordability
P/I: 3.6R/I: —
Section 8 detail
SAFMR: $1,686Rent: $977Gap: 72.6%
ZIP code breakdown5 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate ↓ | Rent gap |
|---|---|---|---|---|---|
| 28092 | $291,806 | $1,010 | 4.2% | 5.9% | -42.8% |
| 28168 | — | — | — | 4.1% | 42.0% |
| 28033 | $290,892 | $960 | 4.0% | 4.0% | -1.8% |
| 28037 | — | — | — | 3.7% | 0.1% |
| 28080 | $418,833 | $1,280 | 3.7% | 2.8% | 23.7% |
Sort by any column. Click a ZIP for detail. Rent gap: green = HUD FMR above market rent.
Demographics
Owner-occupied
78.5%
Census ACS
Vacancy rate
7.5%
Census ACS
Bachelor's degree +
27.0%
Census ACS
Rent burdened
37.7%
Census ACS (>30% income)
Median age
44.3
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026