Poughkeepsie-Newburgh-Middletown, NY · New York

Orange County

ZIP 12550

403,840 residents1,530 permits TTM$96,497 median HHI46 ZIP codesUpdated April 16, 2026
Investor first look

Median home value

$361,100

ACS 5-Year

Cap rate proxy

5.3%

FMR × 0.65 ÷ Home Value

Rent-to-income

19.9%

HUD FMR ÷ ACS HHI

Net migration

+1.81%

IRS SOI

Permits (TTM)

1,530

Census BPS

Climate risk

90.6

FEMA NRI (0–100)

ZIP 12550

Median home value

Gross yield

Cap rate

5.9%

Rent gap

Affordability

P/I: 4.0R/I: 23.4%

Section 8 detail

SAFMR: Rent: Gap:
ZIP code breakdown46 ZIP codes
ZIPMedian home valueRent (FMR 2BR)Gross yieldCap rateRent gap
127296.7%
127716.2%
125436.0%
127466.0%
127805.7%

Ranked by composite score

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Demographics

Owner-occupied

68.4%

Census ACS

Vacancy rate

7.5%

Census ACS

Bachelor's degree +

32.2%

Census ACS

Rent burdened

52.8%

Census ACS (>30% income)

Median age

36.9

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026