Poughkeepsie-Newburgh-Middletown, NY · New York

Orange County

ZIP 10932

403,840 residents1,530 permits TTM$96,497 median HHI46 ZIP codesUpdated April 16, 2026
Investor first look

Median home value

$361,100

ACS 5-Year

Cap rate proxy

5.3%

FMR × 0.65 ÷ Home Value

Rent-to-income

19.9%

HUD FMR ÷ ACS HHI

Net migration

+1.81%

IRS SOI

Permits (TTM)

1,530

Census BPS

Climate risk

90.6

FEMA NRI (0–100)

ZIP 10932

Median home value

Gross yield

Buy Box score

Section 8 gap

Affordability

P/I: 3.7R/I:

Section 8 detail

SAFMR: Rent: Gap:
ZIP code breakdown46 ZIP codes
ZIPMedian home valueRent (FMR 2BR)Gross yieldCap rateRent gap
109507.5%
127296.7%
109406.6%
127716.2%
125436.0%
127466.0%
109416.0%
109905.9%
125505.9%
109185.7%
127805.7%
109265.4%
109245.4%
109105.3%
109145.3%
109155.3%
109225.3%
109325.3%
109335.3%
109535.3%
109755.3%
109795.3%
109855.3%
109885.3%
109965.3%
109254.8%
125864.7%
109284.7%
109634.6%
125534.5%
109214.3%
109194.2%
109584.1%
109694.1%
125494.0%
109733.8%
109923.8%
125183.7%
109303.7%
109983.7%
125203.6%
125773.6%
109173.5%
125753.4%
109163.3%
109871.5%

Sort by any column. Click a ZIP for detail. Rent gap: green = HUD FMR above market rent.

Demographics

Owner-occupied

68.4%

Census ACS

Vacancy rate

7.5%

Census ACS

Bachelor's degree +

32.2%

Census ACS

Rent burdened

52.8%

Census ACS (>30% income)

Median age

36.9

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026