Trenton-Princeton, NJ · New Jersey

Mercer County

ZIP 08561

383,286 residents1,485 permits TTM$96,333 median HHI22 ZIP codesUpdated April 16, 2026
Investor first look

Median home value

$351,000

ACS 5-Year

Cap rate proxy

5.2%

FMR × 0.65 ÷ Home Value

Rent-to-income

18.9%

HUD FMR ÷ ACS HHI

Net migration

+1.82%

IRS SOI

Permits (TTM)

1,485

Census BPS

Climate risk

95.4

FEMA NRI (0–100)

ZIP 08561

Median home value

Gross yield

Buy Box score

Section 8 gap

Affordability

P/I: 3.6R/I:

Section 8 detail

SAFMR: Rent: Gap:
ZIP code breakdown22 ZIP codes
ZIPMedian home valueRent (FMR 2BR)Gross yieldCap rateRent gap
0861112.9%
086189.5%
086388.8%
086098.6%
086197.1%
086487.1%
086297.1%
086905.5%
08520$455,367$1,9905.2%5.5%-4.9%
08610$347,239$1,8206.3%5.2%16.8%
085445.2%
085615.2%
086085.2%
08691$628,670$2,4804.7%5.1%-7.5%
085344.7%
086284.3%
085404.0%
08620$453,842$1,7404.6%4.0%12.9%
085252.8%
085602.8%
085422.0%
085501.9%

Sort by any column. Click a ZIP for detail. Rent gap: green = HUD FMR above market rent.

Demographics

Owner-occupied

61.9%

Census ACS

Vacancy rate

6.1%

Census ACS

Bachelor's degree +

44.9%

Census ACS

Rent burdened

48.1%

Census ACS (>30% income)

Median age

39.2

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026