Trenton-Princeton, NJ · New Jersey
Mercer County
ZIP 08520
383,286 residents1,485 permits TTM$96,333 median HHI22 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$351,000
ACS 5-Year
Cap rate proxy
5.2%
FMR × 0.65 ÷ Home Value
Rent-to-income
18.9%
HUD FMR ÷ ACS HHI
Net migration
+1.82%
IRS SOI
Permits (TTM)
1,485
Census BPS
Climate risk
95.4
FEMA NRI (0–100)
ZIP 08520
Median home value
$351,000
Gross yield
6.8%
Buy Box score
0.8
Section 8 gap
31.4%
Affordability
P/I: 4.7R/I: 26.0%
Section 8 detail
SAFMR: $1,990Rent: $1,515Gap: 31.4%
ZIP code breakdown22 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Buy Box score ↓ | Section 8 gap |
|---|---|---|---|---|---|
| 08611 | — | — | — | 1.0 | — |
| 08618 | — | — | — | 1.0 | — |
| 08638 | — | — | — | 1.0 | — |
| 08609 | — | — | — | 1.0 | — |
| 08629 | — | — | — | 1.0 | — |
| 08619 | — | — | — | 0.9 | — |
| 08628 | — | — | — | 0.9 | — |
| 08648 | — | — | — | 0.9 | — |
| 08610 | $351,000 | $1,820 | 6.2% | 0.9 | 20.1% |
| 08620 | $351,000 | $1,740 | 5.9% | 0.8 | 14.9% |
| 08690 | — | — | — | 0.8 | — |
| 08520 | $351,000 | $1,990 | 6.8% | 0.8 | 31.4% |
| 08691 | $351,000 | $2,480 | 8.5% | 0.7 | 63.7% |
| 08525 | — | — | — | 0.7 | — |
| 08560 | — | — | — | 0.7 | — |
| 08534 | — | — | — | 0.4 | — |
| 08542 | — | — | — | 0.2 | — |
| 08550 | — | — | — | 0.1 | — |
| 08540 | — | — | — | 0.1 | — |
| 08544 | — | — | — | — | — |
| 08561 | — | — | — | — | — |
| 08608 | — | — | — | — | — |
Sort by any column. Click a ZIP for detail.
Demographics
Owner-occupied
61.9%
Census ACS
Vacancy rate
6.1%
Census ACS
Bachelor's degree +
44.9%
Census ACS
Rent burdened
48.1%
Census ACS (>30% income)
Median age
39.2
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026