St. Louis, MO-IL · Missouri
St. Louis County
ZIP 63130
996,618 residents895 permits TTM$81,340 median HHI43 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$260,700
ACS 5-Year
Cap rate proxy
5.6%
FMR × 0.65 ÷ Home Value
Rent-to-income
17.2%
HUD FMR ÷ ACS HHI
Net migration
+1.93%
IRS SOI
Permits (TTM)
895
Census BPS
Climate risk
99.3
FEMA NRI (0–100)
ZIP 63130
Median home value
$269,345
Gross yield
6.1%
Buy Box score
0.8
Section 8 gap
16.8%
Affordability
P/I: 3.3R/I: 22.9%
Section 8 detail
SAFMR: $1,360Rent: $1,164Gap: 16.8%
ZIP code breakdown43 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate ↓ | Rent gap |
|---|---|---|---|---|---|
| 63133 | $76,233 | $1,160 | 18.3% | 21.2% | -15.9% |
| 63137 | $92,338 | $1,170 | 15.2% | 18.3% | -20.2% |
| 63136 | $83,304 | $1,100 | 15.8% | 18.1% | -14.4% |
| 63121 | $86,467 | $1,110 | 15.4% | 15.6% | -1.4% |
| 63135 | $108,360 | $1,290 | 14.3% | 14.6% | -1.9% |
| 63134 | $109,870 | $1,270 | 13.9% | 14.3% | -2.8% |
| 63114 | $135,735 | $1,260 | 11.1% | 11.6% | -4.0% |
| 63031 | $169,155 | $1,440 | 10.2% | 10.5% | -2.5% |
| 63042 | $161,396 | $1,110 | 8.3% | 10.3% | -25.4% |
| 63033 | $192,214 | $1,250 | 7.8% | 10.3% | -32.2% |
| 63138 | $144,633 | $1,190 | 9.9% | 10.2% | -3.4% |
| 63074 | $153,352 | $1,090 | 8.5% | 9.6% | -12.9% |
| 63125 | $199,505 | $1,110 | 6.7% | 9.2% | -38.2% |
| 63123 | $238,656 | $1,230 | 6.2% | 8.2% | -31.8% |
| 63144 | $270,127 | $1,640 | 7.3% | 7.6% | -4.8% |
| 63043 | $252,476 | $1,340 | 6.4% | 7.0% | -10.7% |
| 63130 | $269,345 | $1,360 | 6.1% | 6.9% | -14.0% |
| 63143 | $246,643 | $1,010 | 4.9% | 6.8% | -37.4% |
| 63045 | $260,700county est. | $1,300 | 6.0% | 5.4% | 10.5% |
| 63140 | $260,700county est. | $990 | 4.6% | 5.4% | -17.6% |
| 63021 | $376,090 | $1,440 | 4.6% | 5.3% | -16.3% |
| 63117 | $361,162 | $1,360 | 4.5% | 5.2% | -15.8% |
| 63034 | $266,978 | $1,830 | 8.2% | 5.2% | 36.4% |
| 63044 | $267,594 | $1,150 | 5.2% | 5.2% | -1.2% |
| 63132 | $347,434 | $1,460 | 5.0% | 5.2% | -2.5% |
| 63119 | $369,291 | $1,280 | 4.2% | 5.2% | -23.9% |
| 63129 | $332,865 | $1,200 | 4.3% | 5.0% | -14.5% |
| 63088 | $284,533 | $1,420 | 6.0% | 4.9% | 18.0% |
| 63146 | $322,426 | $1,550 | 5.8% | 4.8% | 16.1% |
| 63128 | $362,415 | $1,220 | 4.0% | 4.8% | -17.8% |
| 63011 | $427,993 | $1,810 | 5.1% | 4.6% | 8.5% |
| 63122 | $489,104 | $1,420 | 3.5% | 4.5% | -30.5% |
| 63017 | $536,728 | $1,710 | 3.8% | 4.5% | -18.8% |
| 63126 | $328,424 | $1,250 | 4.6% | 4.3% | 6.9% |
| 63025 | $412,650 | $1,370 | 4.0% | 3.4% | 15.0% |
| 63131 | $946,466 | $1,830 | 2.3% | 3.2% | -37.3% |
| 63040 | $466,853 | $1,620 | 4.2% | 3.0% | 28.1% |
| 63141 | $632,616 | $1,630 | 3.1% | 2.7% | 12.5% |
| 63105 | $778,158 | $1,730 | 2.7% | 2.5% | 6.0% |
| 63038 | $633,346 | $1,500 | 2.8% | 2.2% | 22.4% |
| 63127 | $640,978 | $1,290 | 2.4% | 2.2% | 9.8% |
| 63124 | $1,230,495 | $1,830 | 1.8% | 1.8% | -1.3% |
| 63005 | $822,295 | $1,670 | 2.4% | 1.7% | 30.3% |
Sort by any column. Click a ZIP for detail. Rent gap: green = HUD FMR above market rent.
Demographics
Owner-occupied
69.0%
Census ACS
Vacancy rate
6.9%
Census ACS
Bachelor's degree +
46.9%
Census ACS
Rent burdened
45.3%
Census ACS (>30% income)
Median age
40.2
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026