St. Louis, MO-IL · Missouri
St. Louis County
ZIP 63038
996,618 residents895 permits TTM$81,340 median HHI43 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$260,700
ACS 5-Year
Cap rate proxy
5.6%
FMR × 0.65 ÷ Home Value
Rent-to-income
17.2%
HUD FMR ÷ ACS HHI
Net migration
+1.93%
IRS SOI
Permits (TTM)
895
Census BPS
Climate risk
99.3
FEMA NRI (0–100)
ZIP 63038
Median home value
$260,700
Gross yield
6.9%
Buy Box score
0.3
Section 8 gap
28.9%
Affordability
P/I: 7.8R/I: —
Section 8 detail
SAFMR: $1,500Rent: $1,164Gap: 28.9%
ZIP code breakdown43 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Buy Box score ↓ | Section 8 gap |
|---|---|---|---|---|---|
| 63135 | $260,700 | $1,290 | 5.9% | 1.0 | 10.8% |
| 63134 | $260,700 | $1,270 | 5.8% | 1.0 | 9.1% |
| 63133 | $260,700 | $1,160 | 5.3% | 1.0 | -0.3% |
| 63031 | $260,700 | $1,440 | 6.6% | 1.0 | 23.7% |
| 63137 | $260,700 | $1,170 | 5.4% | 1.0 | 0.5% |
| 63114 | $260,700 | $1,260 | 5.8% | 1.0 | 8.2% |
| 63121 | $260,700 | $1,110 | 5.1% | 1.0 | -4.6% |
| 63136 | $260,700 | $1,100 | 5.1% | 1.0 | -5.5% |
| 63138 | $260,700 | $1,190 | 5.5% | 1.0 | 2.2% |
| 63033 | $260,700 | $1,250 | 5.8% | 1.0 | 7.4% |
| 63042 | $260,700 | $1,110 | 5.1% | 1.0 | -4.6% |
| 63074 | $260,700 | $1,090 | 5.0% | 1.0 | -6.4% |
| 63125 | $260,700 | $1,110 | 5.1% | 1.0 | -4.6% |
| 63034 | $260,700 | $1,830 | 8.4% | 0.9 | 57.2% |
| 63144 | $260,700 | $1,640 | 7.5% | 0.9 | 40.9% |
| 63123 | $260,700 | $1,230 | 5.7% | 0.9 | 5.7% |
| 63043 | $260,700 | $1,340 | 6.2% | 0.9 | 15.1% |
| 63130 | $260,700 | $1,360 | 6.3% | 0.8 | 16.8% |
| 63088 | $260,700 | $1,420 | 6.5% | 0.8 | 22.0% |
| 63143 | $260,700 | $1,010 | 4.6% | 0.7 | -13.2% |
| 63044 | $260,700 | $1,150 | 5.3% | 0.7 | -1.2% |
| 63040 | $260,700 | $1,620 | 7.5% | 0.7 | 39.2% |
| 63126 | $260,700 | $1,250 | 5.8% | 0.6 | 7.4% |
| 63146 | $260,700 | $1,550 | 7.1% | 0.6 | 33.2% |
| 63025 | $260,700 | $1,370 | 6.3% | 0.6 | 17.7% |
| 63132 | $260,700 | $1,460 | 6.7% | 0.6 | 25.4% |
| 63011 | $260,700 | $1,810 | 8.3% | 0.6 | 55.5% |
| 63021 | $260,700 | $1,440 | 6.6% | 0.5 | 23.7% |
| 63117 | $260,700 | $1,360 | 6.3% | 0.5 | 16.8% |
| 63119 | $260,700 | $1,280 | 5.9% | 0.4 | 10.0% |
| 63129 | $260,700 | $1,200 | 5.5% | 0.4 | 3.1% |
| 63128 | $260,700 | $1,220 | 5.6% | 0.3 | 4.8% |
| 63017 | $260,700 | $1,710 | 7.9% | 0.3 | 46.9% |
| 63122 | $260,700 | $1,420 | 6.5% | 0.3 | 22.0% |
| 63038 | $260,700 | $1,500 | 6.9% | 0.3 | 28.9% |
| 63127 | $260,700 | $1,290 | 5.9% | 0.2 | 10.8% |
| 63005 | $260,700 | $1,670 | 7.7% | 0.1 | 43.5% |
| 63141 | $260,700 | $1,630 | 7.5% | 0.1 | 40.0% |
| 63105 | $260,700 | $1,730 | 8.0% | 0.1 | 48.6% |
| 63131 | $260,700 | $1,830 | 8.4% | 0.1 | 57.2% |
| 63124 | $260,700 | $1,830 | 8.4% | 0.0 | 57.2% |
| 63045 | $260,700 | $1,300 | 6.0% | — | 11.7% |
| 63140 | $260,700 | $990 | 4.6% | — | -14.9% |
Sort by any column. Click a ZIP for detail.
Demographics
Owner-occupied
69.0%
Census ACS
Vacancy rate
6.9%
Census ACS
Bachelor's degree +
46.9%
Census ACS
Rent burdened
45.3%
Census ACS (>30% income)
Median age
40.2
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026