St. Louis, MO-IL · Missouri

St. Charles County

ZIP 63373

409,830 residents1,732 permits TTM$102,912 median HHI14 ZIP codesUpdated April 16, 2026
Investor first look

Median home value

$296,800

ACS 5-Year

Cap rate proxy

4.9%

FMR × 0.65 ÷ Home Value

Rent-to-income

15.3%

HUD FMR ÷ ACS HHI

Net migration

+1.91%

IRS SOI

Permits (TTM)

1,732

Census BPS

Climate risk

92.6

FEMA NRI (0–100)

ZIP 63373

Median home value

$296,800

Gross yield

4.7%

Cap rate

5.3%

Rent gap

-12.1%

Affordability

P/I: 2.3R/I:

Section 8 detail

SAFMR: $1,170Rent: $1,312Gap: -10.8%
ZIP code breakdown14 ZIP codes
ZIPMedian home valueRent (FMR 2BR)Gross yieldCap rateRent gap
63365$296,800county est.$1,3805.6%5.3%4.9%
63386$296,800county est.$1,0504.2%5.3%-24.9%
63373$296,800county est.$1,1704.7%5.3%-12.1%
63366$355,302$1,3904.7%6.0%-28.9%
63348$430,580$1,7504.9%3.7%25.0%

Ranked by composite score

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Demographics

Owner-occupied

80.7%

Census ACS

Vacancy rate

3.6%

Census ACS

Bachelor's degree +

42.4%

Census ACS

Rent burdened

37.6%

Census ACS (>30% income)

Median age

39.6

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026