St. Louis, MO-IL · Missouri
St. Charles County
ZIP 63332
409,830 residents1,732 permits TTM$102,912 median HHI14 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$296,800
ACS 5-Year
Cap rate proxy
4.9%
FMR × 0.65 ÷ Home Value
Rent-to-income
15.3%
HUD FMR ÷ ACS HHI
Net migration
+1.91%
IRS SOI
Permits (TTM)
1,732
Census BPS
Climate risk
92.6
FEMA NRI (0–100)
ZIP 63332
Median home value
$296,800
Gross yield
6.3%
Buy Box score
0.4
Section 8 gap
18.1%
Affordability
P/I: 5.3R/I: —
Section 8 detail
SAFMR: $1,550Rent: $1,312Gap: 18.1%
ZIP code breakdown14 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Buy Box score ↓ | Section 8 gap |
|---|---|---|---|---|---|
| 63348 | $296,800 | $1,750 | 7.1% | 0.7 | 33.4% |
| 63376 | $296,800 | $1,350 | 5.5% | 0.6 | 2.9% |
| 63366 | $296,800 | $1,390 | 5.6% | 0.6 | 5.9% |
| 63304 | $296,800 | $1,730 | 7.0% | 0.6 | 31.9% |
| 63368 | $296,800 | $1,570 | 6.3% | 0.5 | 19.7% |
| 63367 | $296,800 | $1,680 | 6.8% | 0.5 | 28.0% |
| 63303 | $296,800 | $1,490 | 6.0% | 0.4 | 13.6% |
| 63385 | $296,800 | $1,380 | 5.6% | 0.4 | 5.2% |
| 63301 | $296,800 | $1,220 | 4.9% | 0.4 | -7.0% |
| 63332 | $296,800 | $1,550 | 6.3% | 0.4 | 18.1% |
| 63341 | $296,800 | $1,580 | 6.4% | 0.3 | 20.4% |
| 63365 | $296,800 | $1,380 | 5.6% | — | 5.2% |
| 63373 | $296,800 | $1,170 | 4.7% | — | -10.8% |
| 63386 | $296,800 | $1,050 | 4.2% | — | -20.0% |
Sort by any column. Click a ZIP for detail.
Demographics
Owner-occupied
80.7%
Census ACS
Vacancy rate
3.6%
Census ACS
Bachelor's degree +
42.4%
Census ACS
Rent burdened
37.6%
Census ACS (>30% income)
Median age
39.6
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026