What is the median home value in ZIP 48054 in St. Clair County, MI?

The median home value in ZIP 48054 in St. Clair County, MI is $327,804, according to the latest Census ACS 5-Year Estimates.

How much new construction is happening in St. Clair County, MI?

St. Clair County has 160,089 residents and issued 231 building permits over the trailing twelve months, according to the Census Building Permits Survey.

Detroit-Warren-Dearborn, MI · Michigan

St. Clair County

ZIP 48054

160,089 residents231 permits TTM$69,349 median HHI21 ZIP codesUpdated April 16, 2026

Investor first look

Median home value

$213,900

ACS 5-Year

Cap rate proxy

7.9%

FMR × 0.65 ÷ Home Value

Rent-to-income

17.3%

HUD FMR ÷ ACS HHI

Net migration

+1.42%

IRS SOI

Permits (TTM)

231

Census BPS

Climate risk

82.0

FEMA NRI (0–100)

ZIP 48054

Median home value

$327,804

Gross yield

4.9%

Cap rate

3.7%

Rent gap

24.9%

Affordability

P/I: 4.7R/I: —

Section 8 detail

SAFMR: $1,330Rent: $999Gap: 33.1%

ZIP code breakdown21 ZIP codes

ZIP	Median home value	Rent (FMR 2BR)	Gross yield	Cap rate	Rent gap
48074	$230,442	$1,370	7.1%	5.2%	27.1%
48060	$166,785	$1,170	8.4%	7.9%	6.2%
48040	$226,580	$1,170	6.2%	5.3%	14.6%
48039	$214,758	$1,100	6.1%	5.6%	9.2%
48023	$282,322	$1,520	6.5%	4.2%	34.3%

Ranked by composite score

Median home value	Rent (FMR 2BR)	Gross yield	Cap rate	Rent gap
$238,836	$1,060	5.3%	5.0%	5.8%
$239,314	$1,060	5.3%	5.0%	5.8%
$248,725	$1,150	5.5%	4.8%	13.1%
$256,994	$1,190	5.6%	4.7%	16.1%
$277,260	$1,290	5.6%	4.3%	22.6%
$296,862	$1,240	5.0%	4.0%	19.4%
$302,738	$1,200	4.8%	4.0%	16.8%
$305,315	$1,150	4.5%	3.9%	13.1%
$305,577	$1,400	5.5%	3.9%	28.6%
$312,925	$1,060	4.1%	3.8%	5.8%
$315,477	$1,160	4.4%	3.8%	13.9%
$315,920	$1,140	4.3%	3.8%	12.4%
$327,804	$1,330	4.9%	3.7%	24.9%
$336,888	$1,440	5.1%	3.6%	30.6%
$339,727	$1,320	4.7%	3.5%	24.3%
$360,989	$1,060	3.5%	3.3%	5.8%

Demographics

Owner-occupied

80.5%

Census ACS

Vacancy rate

8.1%

Census ACS

Bachelor's degree +

20.3%

Census ACS

Rent burdened

50.8%

Census ACS (>30% income)

Median age

44.3

Census ACS

Data sources

U.S. Census Bureau — American Community Survey 5-Year Estimates

U.S. Census Bureau — Building Permits Survey

U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)

Internal Revenue Service — Statistics of Income Migration Data

FEMA — National Risk Index

Last updated: April 16, 2026

St. Clair County

See all 21 ZIPs ranked by yield and cap rate