Baltimore-Columbia-Towson, MD · Maryland

Harford County

ZIP 21161

262,509 residents869 permits TTM$111,317 median HHI20 ZIP codesUpdated April 16, 2026
Investor first look

Median home value

$367,300

ACS 5-Year

Cap rate proxy

5.1%

FMR × 0.65 ÷ Home Value

Rent-to-income

16.8%

HUD FMR ÷ ACS HHI

Net migration

+1.76%

IRS SOI

Permits (TTM)

869

Census BPS

Climate risk

72.5

FEMA NRI (0–100)

ZIP 21161

Median home value

Gross yield

Buy Box score

0.3

Section 8 gap

Affordability

P/I: 4.9R/I:

Section 8 detail

SAFMR: Rent: Gap:
ZIP code breakdown20 ZIP codes
ZIPMedian home valueRent (FMR 2BR)Gross yieldBuy Box scoreSection 8 gap
210400.9
210170.9
210010.7
210850.7
210090.6
210780.6
211600.6
210340.5
210150.5
210500.4
211540.4
210280.4
211320.4
210840.4
211610.3
210050.3
210470.3
210140.3
21010
21130

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Demographics

Owner-occupied

79.7%

Census ACS

Vacancy rate

4.0%

Census ACS

Bachelor's degree +

39.5%

Census ACS

Rent burdened

44.5%

Census ACS (>30% income)

Median age

40.5

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026