Baltimore-Columbia-Towson, MD · Maryland
Harford County
ZIP 21078
262,509 residents869 permits TTM$111,317 median HHI20 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$367,300
ACS 5-Year
Cap rate proxy
5.1%
FMR × 0.65 ÷ Home Value
Rent-to-income
16.8%
HUD FMR ÷ ACS HHI
Net migration
+1.76%
IRS SOI
Permits (TTM)
869
Census BPS
Climate risk
72.5
FEMA NRI (0–100)
ZIP 21078
Median home value
—
Gross yield
—
Buy Box score
0.6
Section 8 gap
—
Affordability
P/I: 3.6R/I: —
Section 8 detail
SAFMR: —Rent: —Gap: —
ZIP code breakdown20 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Buy Box score ↓ | Section 8 gap |
|---|---|---|---|---|---|
| 21040 | — | — | — | 0.9 | — |
| 21017 | — | — | — | 0.9 | — |
| 21001 | — | — | — | 0.7 | — |
| 21085 | — | — | — | 0.7 | — |
| 21009 | — | — | — | 0.6 | — |
| 21078 | — | — | — | 0.6 | — |
| 21160 | — | — | — | 0.6 | — |
| 21034 | — | — | — | 0.5 | — |
| 21015 | — | — | — | 0.5 | — |
| 21050 | — | — | — | 0.4 | — |
| 21154 | — | — | — | 0.4 | — |
| 21028 | — | — | — | 0.4 | — |
| 21132 | — | — | — | 0.4 | — |
| 21084 | — | — | — | 0.4 | — |
| 21161 | — | — | — | 0.3 | — |
| 21005 | — | — | — | 0.3 | — |
| 21047 | — | — | — | 0.3 | — |
| 21014 | — | — | — | 0.3 | — |
| 21010 | — | — | — | — | — |
| 21130 | — | — | — | — | — |
Sort by any column. Click a ZIP for detail.
Demographics
Owner-occupied
79.7%
Census ACS
Vacancy rate
4.0%
Census ACS
Bachelor's degree +
39.5%
Census ACS
Rent burdened
44.5%
Census ACS (>30% income)
Median age
40.5
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026