Baltimore-Columbia-Towson, MD · Maryland
Baltimore city
ZIP 21287
577,193 residents1,102 permits TTM$59,623 median HHI23 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$219,300
ACS 5-Year
Cap rate proxy
7.1%
FMR × 0.65 ÷ Home Value
Rent-to-income
26.0%
HUD FMR ÷ ACS HHI
Net migration
+2.84%
IRS SOI
Permits (TTM)
1,102
Census BPS
Climate risk
95.0
FEMA NRI (0–100)
ZIP 21287
Median home value
—
Gross yield
—
Cap rate
7.1%
Rent gap
—
Affordability
P/I: 3.7R/I: —
Section 8 detail
SAFMR: —Rent: —Gap: —
ZIP code breakdown23 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate ↓ | Rent gap |
|---|---|---|---|---|---|
| 21223 | — | — | — | 23.9% | — |
| 21205 | — | — | — | 19.5% | — |
| 21217 | — | — | — | 18.5% | — |
| 21213 | — | — | — | 17.8% | — |
| 21216 | — | — | — | 16.1% | — |
| 21229 | — | — | — | 10.9% | — |
| 21218 | — | — | — | 10.3% | — |
| 21224 | — | — | — | 10.2% | — |
| 21202 | — | — | — | 10.1% | — |
| 21214 | — | — | — | 10.0% | — |
| 21206 | — | — | — | 9.6% | — |
| 21215 | — | — | — | 9.6% | — |
| 21231 | — | — | — | 9.3% | — |
| 21230 | — | — | — | 9.0% | — |
| 21211 | — | — | — | 8.4% | — |
| 21239 | — | — | — | 8.3% | — |
| 21201 | — | — | — | 8.1% | — |
| 21233 | — | — | — | 7.1% | — |
| 21251 | — | — | — | 7.1% | — |
| 21287 | — | — | — | 7.1% | — |
| 21212 | — | — | — | 6.4% | — |
| 21226 | — | — | — | 5.4% | — |
| 21210 | — | — | — | 4.6% | — |
Sort by any column. Click a ZIP for detail. Rent gap: green = HUD FMR above market rent.
Demographics
Owner-occupied
47.5%
Census ACS
Vacancy rate
14.7%
Census ACS
Bachelor's degree +
35.4%
Census ACS
Rent burdened
50.6%
Census ACS (>30% income)
Median age
36.1
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026