Baltimore-Columbia-Towson, MD · Maryland
Baltimore city
577,193 residents1,102 permits TTM$59,623 median HHI23 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$219,300
ACS 5-Year
Cap rate proxy
7.1%
FMR × 0.65 ÷ Home Value
Rent-to-income
26.0%
HUD FMR ÷ ACS HHI
Net migration
+2.84%
IRS SOI
Permits (TTM)
1,102
Census BPS
Climate risk
95.0
FEMA NRI (0–100)
ZIP code breakdown23 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate | Rent gap |
|---|---|---|---|---|---|
| 21205 | — | — | — | 19.5% | — |
| 21213 | — | — | — | 17.8% | — |
| 21216 | — | — | — | 16.1% | — |
| 21217 | — | — | — | 18.5% | — |
| 21229 | — | — | — | 10.9% | — |
Ranked by composite score
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Demographics
Owner-occupied
47.5%
Census ACS
Vacancy rate
14.7%
Census ACS
Bachelor's degree +
35.4%
Census ACS
Rent burdened
50.6%
Census ACS (>30% income)
Median age
36.1
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026