Kentucky
Owen County
ZIP 41046
11,270 residents17 permits TTM$59,706 median HHI5 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$165,000
ACS 5-Year
Cap rate proxy
5.6%
FMR × 0.65 ÷ Home Value
Rent-to-income
15.6%
HUD FMR ÷ ACS HHI
Net migration
+1.23%
IRS SOI
Permits (TTM)
17
Census BPS
Climate risk
15.2
FEMA NRI (0–100)
ZIP 41046
Median home value
$165,000
Gross yield
9.9%
Buy Box score
0.8
Section 8 gap
75.5%
Affordability
P/I: 3.2R/I: —
Section 8 detail
SAFMR: $1,360Rent: $775Gap: 75.5%
ZIP code breakdown5 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Buy Box score ↓ | Section 8 gap |
|---|---|---|---|---|---|
| 41046 | $165,000 | $1,360 | 9.9% | 0.8 | 75.5% |
| 41098 | $165,000 | $995 | 7.2% | 0.6 | — |
| 40359 | $165,000 | $995 | 7.2% | 0.3 | — |
| 40355 | $165,000 | $995 | 7.2% | — | — |
| 40363 | $165,000 | $995 | 7.2% | — | — |
Sort by any column. Click a ZIP for detail.
Demographics
Owner-occupied
87.8%
Census ACS
Vacancy rate
20.8%
Census ACS
Bachelor's degree +
17.3%
Census ACS
Rent burdened
31.9%
Census ACS (>30% income)
Median age
42.5
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026