Kentucky

Owen County

ZIP 41098

11,270 residents17 permits TTM$59,706 median HHI4 ZIP codesUpdated April 16, 2026
Investor first look

Median home value

$165,000

ACS 5-Year

Cap rate proxy

5.6%

FMR × 0.65 ÷ Home Value

Rent-to-income

15.6%

HUD FMR ÷ ACS HHI

Net migration

+1.23%

IRS SOI

Permits (TTM)

17

Census BPS

Climate risk

15.2

FEMA NRI (0–100)

ZIP 41098

Median home value

Gross yield

Buy Box score

0.6

Section 8 gap

Affordability

P/I: 1.8R/I:

Section 8 detail

SAFMR: Rent: Gap:
ZIP code breakdown4 ZIP codes
ZIPMedian home valueRent (FMR 2BR)Gross yieldBuy Box scoreSection 8 gap
41046$165,000$1,3609.9%0.875.5%
410980.6
403590.3
40355

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Demographics

Owner-occupied

87.8%

Census ACS

Vacancy rate

20.8%

Census ACS

Bachelor's degree +

17.3%

Census ACS

Rent burdened

31.9%

Census ACS (>30% income)

Median age

42.5

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026