Kentucky
Owen County
ZIP 40355
11,270 residents17 permits TTM$59,706 median HHI5 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$165,000
ACS 5-Year
Cap rate proxy
5.6%
FMR × 0.65 ÷ Home Value
Rent-to-income
15.6%
HUD FMR ÷ ACS HHI
Net migration
+1.23%
IRS SOI
Permits (TTM)
17
Census BPS
Climate risk
15.2
FEMA NRI (0–100)
ZIP 40355
Median home value
$165,000
Gross yield
7.2%
Cap rate
5.6%
Rent gap
22.1%
Affordability
P/I: 3.7R/I: —
Section 8 detail
SAFMR: $995Rent: $775Gap: 28.4%
ZIP code breakdown5 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate ↓ | Rent gap |
|---|---|---|---|---|---|
| 41098 | $108,379 | $995 | 11.0% | 8.6% | 22.1% |
| 40355 | $165,000county est. | $995 | 7.2% | 5.6% | 22.1% |
| 40363 | $165,000county est. | $995 | 7.2% | 5.6% | 22.1% |
| 41046 | $192,750 | $1,360 | 8.5% | 4.8% | 43.0% |
| 40359 | $194,795 | $995 | 6.1% | 4.8% | 22.1% |
Sort by any column. Click a ZIP for detail. Rent gap: green = HUD FMR above market rent.
Demographics
Owner-occupied
87.8%
Census ACS
Vacancy rate
20.8%
Census ACS
Bachelor's degree +
17.3%
Census ACS
Rent burdened
31.9%
Census ACS (>30% income)
Median age
42.5
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026