Chicago-Naperville-Elgin, IL-IN-WI · Illinois

Kendall County

135,053 residents712 permits TTM$110,474 median HHI8 ZIP codesUpdated April 28, 2026
Investor first look

Median home value

$298,900

ACS 5-Year

Cap rate proxy

5.3%

FMR × 0.65 ÷ Home Value

Rent-to-income

19.2%

HUD FMR ÷ ACS HHI

Net migration

+3.20%

IRS SOI

Permits (TTM)

712

Census BPS

Climate risk

80.2

FEMA NRI (0–100)

ZIP code breakdown8 ZIP codes
ZIPMedian home valueRent (FMR 2BR)Gross yieldCap rateRent gap
605367.1%1.0%
60545$299,881$1,8707.5%9.0%-20.3%
60538$322,334$2,1207.9%9.9%-25.6%
60447$361,644$1,7905.9%5.8%1.5%
605125.6%1.0%

Ranked by composite score

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Demographics

Owner-occupied

84.2%

Census ACS

Vacancy rate

2.7%

Census ACS

Bachelor's degree +

36.4%

Census ACS

Rent burdened

54.9%

Census ACS (>30% income)

Median age

36.0

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 28, 2026