Orlando-Kissimmee-Sanford, FL · Florida
Osceola County
ZIP 34746
406,943 residents6,479 permits TTM$68,711 median HHI13 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$317,600
ACS 5-Year
Cap rate proxy
7.5%
FMR × 0.65 ÷ Home Value
Rent-to-income
28.8%
HUD FMR ÷ ACS HHI
Net migration
+4.54%
IRS SOI
Permits (TTM)
6,479
Census BPS
Climate risk
92.0
FEMA NRI (0–100)
ZIP 34746
Median home value
$360,162
Gross yield
7.1%
Buy Box score
0.9
Section 8 gap
29.0%
Affordability
P/I: 5.2R/I: 37.8%
Section 8 detail
SAFMR: $2,130Rent: $1,651Gap: 29.0%
ZIP code breakdown13 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate ↓ | Rent gap |
|---|---|---|---|---|---|
| 34758 | $310,772 | $2,070 | 8.0% | 7.8% | 2.1% |
| 34743 | $337,569 | $2,040 | 7.3% | 7.7% | -6.2% |
| 34741 | $285,288 | $1,950 | 8.2% | 7.5% | 8.6% |
| 34773 | $379,436 | $2,760 | 8.7% | 7.5% | 14.6% |
| 34769 | $314,774 | $1,620 | 6.2% | 7.3% | -18.0% |
| 34746 | $360,162 | $2,130 | 7.1% | 7.2% | -1.7% |
| 34772 | $397,153 | $2,210 | 6.7% | 6.8% | -1.3% |
| 34744 | $381,020 | $1,720 | 5.4% | 6.6% | -22.6% |
| 34771 | $437,481 | $2,030 | 5.6% | 6.6% | -18.9% |
| 33848 | $317,600county est. | $1,520 | 5.7% | 6.2% | -8.6% |
| 34739 | $317,600county est. | $1,960 | 7.4% | 6.2% | 15.8% |
| 33896 | $355,167 | $2,280 | 7.7% | 6.0% | 22.1% |
| 34747 | $402,548 | $2,220 | 6.6% | 5.9% | 10.4% |
Sort by any column. Click a ZIP for detail. Rent gap: green = HUD FMR above market rent.
Demographics
Owner-occupied
66.2%
Census ACS
Vacancy rate
20.0%
Census ACS
Bachelor's degree +
28.3%
Census ACS
Rent burdened
62.2%
Census ACS (>30% income)
Median age
37.0
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026