Jacksonville, FL · Florida
Nassau County
ZIP 32097
94,653 residents907 permits TTM$88,900 median HHI5 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$351,100
ACS 5-Year
Cap rate proxy
5.7%
FMR × 0.65 ÷ Home Value
Rent-to-income
18.0%
HUD FMR ÷ ACS HHI
Net migration
+2.23%
IRS SOI
Permits (TTM)
907
Census BPS
Climate risk
59.3
FEMA NRI (0–100)
ZIP 32097
Median home value
$351,100
Gross yield
6.8%
Buy Box score
0.8
Section 8 gap
49.8%
Affordability
P/I: 4.3R/I: 27.8%
Section 8 detail
SAFMR: $2,000Rent: $1,335Gap: 49.8%
ZIP code breakdown5 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Buy Box score ↓ | Section 8 gap |
|---|---|---|---|---|---|
| 32097 | $351,100 | $2,000 | 6.8% | 0.8 | 49.8% |
| 32046 | $351,100 | $1,100 | 3.8% | 0.2 | -17.6% |
| 32011 | $351,100 | $1,180 | 4.0% | 0.2 | -11.6% |
| 32009 | $351,100 | $1,190 | 4.1% | 0.2 | -10.9% |
| 32034 | $351,100 | $1,500 | 5.1% | 0.1 | 12.4% |
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Demographics
Owner-occupied
83.0%
Census ACS
Vacancy rate
12.5%
Census ACS
Bachelor's degree +
34.5%
Census ACS
Rent burdened
43.5%
Census ACS (>30% income)
Median age
46.3
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026