Jacksonville, FL · Florida
Nassau County
ZIP 32009
94,653 residents907 permits TTM$88,900 median HHI5 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$351,100
ACS 5-Year
Cap rate proxy
5.7%
FMR × 0.65 ÷ Home Value
Rent-to-income
18.0%
HUD FMR ÷ ACS HHI
Net migration
+2.23%
IRS SOI
Permits (TTM)
907
Census BPS
Climate risk
59.3
FEMA NRI (0–100)
ZIP 32009
Median home value
$390,740
Gross yield
3.7%
Cap rate
4.1%
Rent gap
-12.2%
Affordability
P/I: 4.4R/I: —
Section 8 detail
SAFMR: $1,190Rent: $1,335Gap: -10.9%
ZIP code breakdown5 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate ↓ | Rent gap |
|---|---|---|---|---|---|
| 32097 | $382,063 | $2,000 | 6.3% | 6.5% | -2.9% |
| 32034 | $601,270 | $1,500 | 3.0% | 4.6% | -53.4% |
| 32046 | $350,088 | $1,100 | 3.8% | 4.6% | -21.4% |
| 32011 | $382,308 | $1,180 | 3.7% | 4.2% | -13.1% |
| 32009 | $390,740 | $1,190 | 3.7% | 4.1% | -12.2% |
Sort by any column. Click a ZIP for detail. Rent gap: green = HUD FMR above market rent.
Demographics
Owner-occupied
83.0%
Census ACS
Vacancy rate
12.5%
Census ACS
Bachelor's degree +
34.5%
Census ACS
Rent burdened
43.5%
Census ACS (>30% income)
Median age
46.3
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026