Jacksonville, FL · Florida
Clay County
ZIP 32065
223,436 residents1,260 permits TTM$86,094 median HHI7 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$281,500
ACS 5-Year
Cap rate proxy
7.1%
FMR × 0.65 ÷ Home Value
Rent-to-income
20.4%
HUD FMR ÷ ACS HHI
Net migration
+3.02%
IRS SOI
Permits (TTM)
1,260
Census BPS
Climate risk
81.1
FEMA NRI (0–100)
ZIP 32065
Median home value
$281,500
Gross yield
8.2%
Buy Box score
0.9
Section 8 gap
31.8%
Affordability
P/I: 3.7R/I: 27.2%
Section 8 detail
SAFMR: $1,930Rent: $1,464Gap: 31.8%
ZIP code breakdown7 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Buy Box score ↓ | Section 8 gap |
|---|---|---|---|---|---|
| 32065 | $281,500 | $1,930 | 8.2% | 0.9 | 31.8% |
| 32068 | $281,500 | $1,670 | 7.1% | 0.8 | 14.1% |
| 32043 | $281,500 | $1,630 | 6.9% | 0.8 | 11.3% |
| 32073 | $281,500 | $1,640 | 7.0% | 0.7 | 12.0% |
| 32003 | $281,500 | $2,310 | 9.8% | 0.7 | 57.8% |
| 32656 | $281,500 | $1,230 | 5.2% | 0.6 | -16.0% |
| 32079 | $281,500 | $2,010 | 8.6% | — | 37.3% |
Sort by any column. Click a ZIP for detail.
Demographics
Owner-occupied
76.2%
Census ACS
Vacancy rate
6.2%
Census ACS
Bachelor's degree +
28.7%
Census ACS
Rent burdened
46.9%
Census ACS (>30% income)
Median age
40.2
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026