Jacksonville, FL · Florida
Clay County
223,436 residents1,260 permits TTM$86,094 median HHI7 ZIP codesUpdated April 28, 2026
Investor first look
Median home value
$281,500
ACS 5-Year
Cap rate proxy
7.1%
FMR × 0.65 ÷ Home Value
Rent-to-income
20.4%
HUD FMR ÷ ACS HHI
Net migration
+3.02%
IRS SOI
Permits (TTM)
1,260
Census BPS
Climate risk
81.1
FEMA NRI (0–100)
ZIP code breakdown7 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate | Rent gap |
|---|---|---|---|---|---|
| 32079 | $281,500county est. | $2,010 | 8.6% | 6.2% | 27.2% |
| 32065 | $322,328 | $1,930 | 7.2% | 7.2% | -1.1% |
| 32068 | $322,585 | $1,670 | 6.2% | 7.3% | -17.7% |
| 32656 | $277,517 | $1,230 | 5.3% | 6.2% | -19.0% |
| 32073 | $294,243 | $1,640 | 6.7% | 5.9% | 10.9% |
Ranked by composite score
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Demographics
Owner-occupied
76.2%
Census ACS
Vacancy rate
6.2%
Census ACS
Bachelor's degree +
28.7%
Census ACS
Rent burdened
46.9%
Census ACS (>30% income)
Median age
40.2
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 28, 2026