Jacksonville, FL · Florida
Baker County
28,186 residents117 permits TTM$70,833 median HHI4 ZIP codesUpdated April 28, 2026
Investor first look
Median home value
$225,000
ACS 5-Year
Cap rate proxy
8.8%
FMR × 0.65 ÷ Home Value
Rent-to-income
17.1%
HUD FMR ÷ ACS HHI
Net migration
+1.73%
IRS SOI
Permits (TTM)
117
Census BPS
Climate risk
13.3
FEMA NRI (0–100)
ZIP code breakdown4 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate ↓ | Rent gap |
|---|---|---|---|---|---|
| 32072 | — | — | — | 5.4% | 39.0% |
| 32087 | — | — | — | 4.4% | 39.0% |
| 32063 | — | — | — | 4.0% | 39.0% |
| 32040 | — | — | — | 3.2% | 39.0% |
Sort by any column. Click a ZIP for detail. Rent gap: green = HUD FMR above market rent.
Demographics
Owner-occupied
83.2%
Census ACS
Vacancy rate
10.0%
Census ACS
Bachelor's degree +
15.3%
Census ACS
Rent burdened
49.0%
Census ACS (>30% income)
Median age
38.1
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 28, 2026