San Diego-Chula Vista-Carlsbad, CA · California
San Diego County
ZIP 92084
3.3M residents11,863 permits TTM$102,285 median HHI115 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$791,600
ACS 5-Year
Cap rate proxy
4.5%
FMR × 0.65 ÷ Home Value
Rent-to-income
25.3%
HUD FMR ÷ ACS HHI
Net migration
+1.90%
IRS SOI
Permits (TTM)
11,863
Census BPS
Climate risk
99.7
FEMA NRI (0–100)
ZIP 92084
Median home value
$894,898
Gross yield
3.7%
Cap rate
3.8%
Rent gap
-1.3%
Affordability
P/I: 8.7R/I: 33.0%
Section 8 detail
SAFMR: $2,780Rent: $2,154Gap: 29.1%
ZIP code breakdown115 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate ↓ | Rent gap |
|---|---|---|---|---|---|
| 92004 | $356,028 | $1,460 | 4.9% | 7.3% | -47.5% |
| 92108 | $599,198 | $4,380 | 8.8% | 6.1% | 30.0% |
| 91905 | $450,998 | $2,690 | 7.2% | 5.7% | 19.9% |
| 92139 | $724,588 | $2,880 | 4.8% | 5.7% | -18.9% |
| 91906 | $496,283 | $2,210 | 5.3% | 5.2% | 2.5% |
| 92086 | $510,273 | $1,970 | 4.6% | 5.1% | -9.3% |
| 91963 | $513,968 | $3,000 | 7.0% | 5.0% | 28.2% |
| 92101 | $730,784 | $4,310 | 7.1% | 4.7% | 33.4% |
| 92154 | $732,393 | $2,950 | 4.8% | 4.7% | 2.8% |
| 91914 | $1,158,994 | $4,500 | 4.7% | 4.6% | 1.4% |
| 92036 | $573,304 | $2,290 | 4.8% | 4.5% | 5.9% |
| 91950 | $680,254 | $2,340 | 4.1% | 4.5% | -7.8% |
| 92057 | $803,962 | $3,190 | 4.8% | 4.4% | 6.9% |
| 92114 | $730,110 | $2,640 | 4.3% | 4.4% | -1.4% |
| 91915 | $847,811 | $4,170 | 5.9% | 4.4% | 25.9% |
| 92173 | $680,761 | $2,430 | 4.3% | 4.3% | -1.1% |
| 91911 | $762,614 | $2,820 | 4.4% | 4.3% | 2.8% |
| 91945 | $747,588 | $2,460 | 3.9% | 4.3% | -8.1% |
| 92113 | $642,182 | $2,420 | 4.5% | 4.2% | 6.3% |
| 91917 | $611,593 | $2,950 | 5.8% | 4.2% | 27.0% |
| 92083 | $780,996 | $2,940 | 4.5% | 4.2% | 7.5% |
| 92058 | $770,445 | $3,200 | 5.0% | 4.2% | 16.4% |
| 91913 | $897,452 | $4,100 | 5.5% | 4.2% | 24.1% |
| 92102 | $725,494 | $2,800 | 4.6% | 4.1% | 10.9% |
| 91962 | $636,051 | $3,460 | 6.5% | 4.1% | 37.8% |
| 92056 | $861,420 | $3,500 | 4.9% | 4.0% | 17.0% |
| 92071 | $795,533 | $2,930 | 4.4% | 4.0% | 9.2% |
| 92069 | $891,682 | $2,940 | 4.0% | 4.0% | -0.4% |
| 91932 | $835,071 | $2,790 | 4.0% | 4.0% | 1.1% |
| 92026 | $818,342 | $2,980 | 4.4% | 3.9% | 10.0% |
| 91942 | $807,574 | $3,010 | 4.5% | 3.9% | 12.4% |
| 92115 | $854,036 | $2,820 | 4.0% | 3.9% | 2.1% |
| 92123 | $956,414 | $3,800 | 4.8% | 3.9% | 18.7% |
| 91916 | $668,786 | $3,130 | 5.6% | 3.9% | 31.2% |
| 91977 | $753,314 | $2,570 | 4.1% | 3.8% | 6.2% |
| 92027 | $769,432 | $2,670 | 4.2% | 3.8% | 8.8% |
| 92028 | $874,652 | $2,440 | 3.3% | 3.8% | -12.9% |
| 92084 | $894,898 | $2,780 | 3.7% | 3.8% | -1.3% |
| 92078 | $1,016,506 | $3,380 | 4.0% | 3.7% | 7.0% |
| 92011 | $1,356,865 | $4,280 | 3.8% | 3.7% | 3.0% |
| 91910 | $824,818 | $2,780 | 4.0% | 3.7% | 9.7% |
| 92105 | $675,847 | $2,430 | 4.3% | 3.6% | 15.7% |
| 92019 | $864,908 | $3,050 | 4.2% | 3.6% | 14.9% |
| 92111 | $950,406 | $2,980 | 3.8% | 3.6% | 5.5% |
| 92025 | $839,193 | $2,760 | 3.9% | 3.5% | 10.9% |
| 92128 | $995,642 | $3,840 | 4.6% | 3.5% | 25.1% |
| 92081 | $914,382 | $3,380 | 4.4% | 3.5% | 21.9% |
| 92124 | $1,056,895 | $4,300 | 4.9% | 3.5% | 29.1% |
| 92122 | $1,083,125 | $3,940 | 4.4% | 3.5% | 20.8% |
| 92110 | $1,003,686 | $3,450 | 4.1% | 3.5% | 16.2% |
| 92070 | $749,446 | $2,500 | 4.0% | 3.4% | 13.8% |
| 92054 | $1,103,854 | $2,840 | 3.1% | 3.4% | -10.7% |
| 92021 | $770,296 | $2,590 | 4.0% | 3.4% | 15.6% |
| 92065 | $798,029 | $2,780 | 4.2% | 3.3% | 20.0% |
| 92040 | $808,950 | $2,630 | 3.9% | 3.3% | 14.8% |
| 92126 | $996,358 | $3,720 | 4.5% | 3.3% | 26.2% |
| 92010 | $1,273,996 | $3,780 | 3.6% | 3.3% | 7.2% |
| 92020 | $826,924 | $2,670 | 3.9% | 3.3% | 14.9% |
| 91931 | $791,600county est. | $3,250 | 4.9% | 3.3% | 33.7% |
| 91934 | $791,600county est. | $3,000 | 4.5% | 3.3% | 28.2% |
| 91948 | $791,600county est. | $2,930 | 4.4% | 3.3% | 26.5% |
| 91980 | $791,600county est. | $3,000 | 4.5% | 3.3% | 28.2% |
| 92055 | $791,600county est. | $3,450 | 5.2% | 3.3% | 37.6% |
| 92060 | $791,600county est. | $2,130 | 3.2% | 3.3% | -1.1% |
| 92066 | $791,600county est. | $1,790 | 2.7% | 3.3% | -20.3% |
| 92067 | $791,600county est. | $3,880 | 5.9% | 3.3% | 44.5% |
| 92092 | $791,600county est. | $3,000 | 4.5% | 3.3% | 28.2% |
| 92093 | $791,600county est. | $3,510 | 5.3% | 3.3% | 38.6% |
| 92096 | $791,600county est. | $3,000 | 4.5% | 3.3% | 28.2% |
| 92132 | $791,600county est. | $3,000 | 4.5% | 3.3% | 28.2% |
| 92134 | $791,600county est. | $4,210 | 6.4% | 3.3% | 48.8% |
| 92135 | $791,600county est. | $4,500 | 6.8% | 3.3% | 52.1% |
| 92136 | $791,600county est. | $2,380 | 3.6% | 3.3% | 9.5% |
| 92140 | $791,600county est. | $4,040 | 6.1% | 3.3% | 46.7% |
| 92145 | $791,600county est. | $3,630 | 5.5% | 3.3% | 40.7% |
| 92147 | $791,600county est. | $3,650 | 5.5% | 3.3% | 41.0% |
| 92155 | $791,600county est. | $4,500 | 6.8% | 3.3% | 52.1% |
| 92161 | $791,600county est. | $3,000 | 4.5% | 3.3% | 28.2% |
| 92179 | $791,600county est. | $2,950 | 4.5% | 3.3% | 27.0% |
| 92182 | $791,600county est. | $3,000 | 4.5% | 3.3% | 28.2% |
| 92061 | $806,949 | $2,790 | 4.1% | 3.2% | 22.8% |
| 91978 | $811,453 | $3,210 | 4.7% | 3.2% | 32.9% |
| 92117 | $1,084,987 | $3,000 | 3.3% | 3.1% | 5.2% |
| 92104 | $947,272 | $3,090 | 3.9% | 3.1% | 19.6% |
| 92119 | $973,107 | $3,080 | 3.8% | 3.1% | 17.3% |
| 92064 | $1,210,922 | $3,130 | 3.1% | 3.1% | 0.2% |
| 92120 | $1,031,214 | $3,340 | 3.9% | 3.1% | 20.9% |
| 92116 | $986,918 | $3,040 | 3.7% | 3.0% | 17.8% |
| 92103 | $1,071,665 | $3,390 | 3.8% | 3.0% | 20.0% |
| 92009 | $1,554,180 | $3,970 | 3.1% | 3.0% | 1.0% |
| 91941 | $1,012,111 | $2,780 | 3.3% | 3.0% | 9.3% |
| 91902 | $1,117,434 | $3,140 | 3.4% | 3.0% | 12.1% |
| 92129 | $1,352,601 | $3,250 | 2.9% | 2.9% | -2.1% |
| 92029 | $1,162,490 | $3,340 | 3.4% | 2.9% | 16.3% |
| 91901 | $945,159 | $2,830 | 3.6% | 2.9% | 20.4% |
| 92082 | $910,208 | $2,110 | 2.8% | 2.8% | -2.1% |
| 92008 | $1,308,444 | $3,470 | 3.2% | 2.8% | 11.1% |
| 92131 | $1,483,242 | $4,160 | 3.4% | 2.8% | 17.2% |
| 92007 | $2,040,664 | $3,830 | 2.3% | 2.7% | -21.2% |
| 92024 | $1,831,750 | $3,870 | 2.5% | 2.7% | -6.5% |
| 92127 | $1,625,717 | $3,610 | 2.7% | 2.6% | 2.8% |
| 91935 | $1,004,409 | $2,950 | 3.5% | 2.6% | 27.0% |
| 92003 | $1,008,546 | $2,910 | 3.5% | 2.6% | 26.0% |
| 92059 | $1,044,560 | $2,210 | 2.5% | 2.5% | 2.5% |
| 92109 | $1,487,916 | $3,710 | 3.0% | 2.4% | 18.5% |
| 92121 | $1,091,001 | $3,520 | 3.9% | 2.4% | 38.8% |
| 92672 | $1,662,477 | $3,280 | 2.4% | 2.3% | 0.8% |
| 92130 | $2,056,392 | $4,500 | 2.6% | 2.3% | 12.4% |
| 92107 | $1,451,191 | $3,380 | 2.8% | 2.3% | 18.7% |
| 92075 | $2,184,512 | $4,200 | 2.3% | 2.3% | 1.9% |
| 92037 | $2,301,245 | $3,510 | 1.8% | 2.1% | -13.4% |
| 92106 | $1,749,839 | $3,190 | 2.2% | 1.9% | 10.9% |
| 92118 | $2,489,265 | $4,500 | 2.2% | 1.0% | -21.7% |
| 92014 | $2,784,556 | $4,500 | 1.9% | 0.9% | -37.7% |
| 92091 | $3,225,646 | $3,890 | 1.4% | 0.8% | 44.6% |
Sort by any column. Click a ZIP for detail. Rent gap: green = HUD FMR above market rent.
Demographics
Owner-occupied
54.5%
Census ACS
Vacancy rate
6.5%
Census ACS
Bachelor's degree +
42.1%
Census ACS
Rent burdened
55.0%
Census ACS (>30% income)
Median age
37.1
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026