San Diego-Chula Vista-Carlsbad, CA · California

San Diego County

ZIP 92059

3.3M residents11,863 permits TTM$102,285 median HHI115 ZIP codesUpdated April 16, 2026
Investor first look

Median home value

$791,600

ACS 5-Year

Cap rate proxy

4.5%

FMR × 0.65 ÷ Home Value

Rent-to-income

25.3%

HUD FMR ÷ ACS HHI

Net migration

+1.90%

IRS SOI

Permits (TTM)

11,863

Census BPS

Climate risk

99.7

FEMA NRI (0–100)

ZIP 92059

Median home value

$1,044,560

Gross yield

2.5%

Cap rate

2.5%

Rent gap

2.5%

Affordability

P/I: 10.2R/I:

Section 8 detail

SAFMR: $2,210Rent: $2,154Gap: 2.6%
ZIP code breakdown115 ZIP codes
ZIPMedian home valueRent (FMR 2BR)Gross yieldCap rateRent gap
91963$513,968$3,0007.0%5.0%28.2%
92108$599,198$4,3808.8%6.1%30.0%
92101$730,784$4,3107.1%4.7%33.4%
91962$636,051$3,4606.5%4.1%37.8%
91905$450,998$2,6907.2%5.7%19.9%

Ranked by composite score

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Demographics

Owner-occupied

54.5%

Census ACS

Vacancy rate

6.5%

Census ACS

Bachelor's degree +

42.1%

Census ACS

Rent burdened

55.0%

Census ACS (>30% income)

Median age

37.1

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026