San Diego-Chula Vista-Carlsbad, CA · California
San Diego County
ZIP 92059
3.3M residents11,863 permits TTM$102,285 median HHI115 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$791,600
ACS 5-Year
Cap rate proxy
4.5%
FMR × 0.65 ÷ Home Value
Rent-to-income
25.3%
HUD FMR ÷ ACS HHI
Net migration
+1.90%
IRS SOI
Permits (TTM)
11,863
Census BPS
Climate risk
99.7
FEMA NRI (0–100)
ZIP 92059
Median home value
$1,044,560
Gross yield
2.5%
Cap rate
2.5%
Rent gap
2.5%
Affordability
P/I: 10.2R/I: —
Section 8 detail
SAFMR: $2,210Rent: $2,154Gap: 2.6%
ZIP code breakdown115 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate | Rent gap |
|---|---|---|---|---|---|
| 91963 | $513,968 | $3,000 | 7.0% | 5.0% | 28.2% |
| 92108 | $599,198 | $4,380 | 8.8% | 6.1% | 30.0% |
| 92101 | $730,784 | $4,310 | 7.1% | 4.7% | 33.4% |
| 91962 | $636,051 | $3,460 | 6.5% | 4.1% | 37.8% |
| 91905 | $450,998 | $2,690 | 7.2% | 5.7% | 19.9% |
Ranked by composite score
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Demographics
Owner-occupied
54.5%
Census ACS
Vacancy rate
6.5%
Census ACS
Bachelor's degree +
42.1%
Census ACS
Rent burdened
55.0%
Census ACS (>30% income)
Median age
37.1
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026
